Ed Ludlow

Let's speak with Ramp CEO, Eric Gleiman.

And this is interesting, right?

I think the best place to start is Europe, if you regard UK as Europe and Sweden in the Nordics.

Why Europe and why now with this, Eric?

Ed, thanks so much for having me on.

And it's a region that we're incredibly excited about.

We're already working with so many of the fastest growing companies based in Europe.

We think about companies like Eleven Labs to great companies started by European founders like Stripe and Vercel.

And I would say Europe is having a moment and we want to be there for it and bring so much of what we brought to American companies to the companies operating in that region.

Right.

That's an interesting point.

Like when you posted the news this morning on different social platforms, you know, one of the interesting points of discussion is what is the competitive landscape like for you in Europe and how is it different to in the US?

So like in America, correct me if I'm wrong, but you go up against kind of the big banks.

Is that the same in Europe or is it a different industry there?

In many ways, it's very consistent.

I would say whether it's the US or even in Europe, classically, if you were a bank, you were able to move money.

And if you weren't, you could sell weird aftermarket software to do your expenses or pay your bills or things like that.

And the result was probably what most people still feel of, you know, one hour a month, you have the worst hour.

slowly doing your expenses across different systems.

And part of what we proved out in the U.S.