Ed

And then I find out that they went and changed the formulas.

So it's A, to protect us, but also to protect yourself.

in terms of making sure that you're not changing calculations.

And then you get to say, oh, but Opus's spreadsheet said that I can buy 20 million properties over the next 10 years or something along those lines.

The other question that I saw was somebody asking, there was an anonymous attendee asking some questions about Iran, but I didn't kind of understand quite what you meant around this.

So if you chuck it back in, we'll try and answer the question.

But I see you've got some more that you

I've got a really good question.

Somebody asked about single people.

Does the spreadsheet work for single people?

It absolutely does.

You just put in your one income.

And there was another question from somebody saying, well, if I am a single person, do I have any hope of getting into the Auckland market?

There are a lot of single people who will end up purchasing, right?

But it is harder.

And that's because you've got one income, obviously, as opposed to two, and that can make it more difficult, A, to save up the deposit to get your first home and then to pay down the mortgage.

But there are single people out there who invest in property and invest quite successfully.

Ultimately, it really comes down to, well, what's your income?

How much debt have you got at the moment?

and what sort of deposit.