Elena

I sort of like your description or the description of barista fire. I'm pursuing my doctorate. I'm nearly done in public health. And so public health is an area that I've loved and I've been passionate about for a very long time. So I'd like to sort of stay involved, but not necessarily through a full-time job that requires me to be, you know, based in one place. So probably barista.

I sort of like your description or the description of barista fire. I'm pursuing my doctorate. I'm nearly done in public health. And so public health is an area that I've loved and I've been passionate about for a very long time. So I'd like to sort of stay involved, but not necessarily through a full-time job that requires me to be, you know, based in one place. So probably barista.

A few, actually. I got started kind of late contributing to a retirement account. I currently have a Roth IRA and a traditional IRA. I have a 401k through my job. However, there's no match, which is unfortunate. So I got started kind of late because I worked places where salary maybe wasn't great or they didn't offer any sort of 401k or pension plan.

A few, actually. I got started kind of late contributing to a retirement account. I currently have a Roth IRA and a traditional IRA. I have a 401k through my job. However, there's no match, which is unfortunate. So I got started kind of late because I worked places where salary maybe wasn't great or they didn't offer any sort of 401k or pension plan.

A few, actually. I got started kind of late contributing to a retirement account. I currently have a Roth IRA and a traditional IRA. I have a 401k through my job. However, there's no match, which is unfortunate. So I got started kind of late because I worked places where salary maybe wasn't great or they didn't offer any sort of 401k or pension plan.

And now that I'm in a better place, I'd say like professionally, financially, I've started to contribute more. So I'm trying to balance that, like how much I put away for when I can retire and not get like taxed too crazily for it and how much I need before I can retire in order to sort of have the lifestyle that I want.

And now that I'm in a better place, I'd say like professionally, financially, I've started to contribute more. So I'm trying to balance that, like how much I put away for when I can retire and not get like taxed too crazily for it and how much I need before I can retire in order to sort of have the lifestyle that I want.

And now that I'm in a better place, I'd say like professionally, financially, I've started to contribute more. So I'm trying to balance that, like how much I put away for when I can retire and not get like taxed too crazily for it and how much I need before I can retire in order to sort of have the lifestyle that I want.

Yeah. The majority of my cash is in a high-yield savings account. I have some of it in stocks through my brokerage account, but I'm thinking maybe I can be more aggressive with that and put more into my brokerage account. I also have a life insurance plan that

Yeah. The majority of my cash is in a high-yield savings account. I have some of it in stocks through my brokerage account, but I'm thinking maybe I can be more aggressive with that and put more into my brokerage account. I also have a life insurance plan that

Yeah. The majority of my cash is in a high-yield savings account. I have some of it in stocks through my brokerage account, but I'm thinking maybe I can be more aggressive with that and put more into my brokerage account. I also have a life insurance plan that

It's a universal life insurance policy, and how I've understood it is the money can grow over time, and I can take it out without being penalized, like maybe something like a Roth IRA or traditional IRA. So I have my money in a few different places. I just want to maximize where I have it in terms of what I want to do with it now and later.

It's a universal life insurance policy, and how I've understood it is the money can grow over time, and I can take it out without being penalized, like maybe something like a Roth IRA or traditional IRA. So I have my money in a few different places. I just want to maximize where I have it in terms of what I want to do with it now and later.

It's a universal life insurance policy, and how I've understood it is the money can grow over time, and I can take it out without being penalized, like maybe something like a Roth IRA or traditional IRA. So I have my money in a few different places. I just want to maximize where I have it in terms of what I want to do with it now and later.

Okay. Sorry, could I ask a couple questions?

Okay. Sorry, could I ask a couple questions?

Okay. Sorry, could I ask a couple questions?

Did you call it an in-force simulation?

Did you call it an in-force simulation?

Did you call it an in-force simulation?