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Elizabeth Ayoola

πŸ‘€ Speaker
5640 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

So I thought that I was going to get both a city with more easily accessible opportunities and lower costs of living relative to London, which is where I was coming from, which we know is an expensive city.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

Now, after spending, wow, most of my 20s in Nigeria, in retrospect, it turned out that I was living in a relatively high-cost city.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

And the opportunities that I thought I was going to get, I didn't get.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

Because one, I was living in a city with a lot of nepotism, and I didn't have access to those opportunities.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

And another thing is the Naira kept devaluing.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

So the value of the money kept going lower and lower.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

But with that said, I wouldn't change my decision because living in a big city equipped me with the transferable skills that I needed to get to where I am today.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

So that's something I took away from it.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

I have a question for you, Sean.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

So when you say living in a big city helped you to get your career started, are you referring to the job opportunities that you were able to access or the network that you was able to access?

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

Let's get on to the next part of the listener's question.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

The option of saving money early but having fewer opportunities in the future.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

What are your thoughts on that, Sean?

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

I love that you say that, and this might sound really woo-woo, but I was reflecting on the past decade or so of my life and the way my career has gone.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

And I had such a clear plan of exactly how it needed to look.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

And I thought that I could control the outcome by, A, controlling the city I live in and the people that I talk to and all these things.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

But the truth is, sometimes opportunities are just a matter of luck.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

And yes, you can create your luck by putting yourself in the right place in the right time.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

But just like you said, you don't know where these opportunities are going to come from.

NerdWallet's Smart Money Podcast
How to Balance Career Opportunity and Cost of Living (Plus: ChatGPT Ads Could Change How You Spend)

So I think it's just putting one foot in front of the other and making decisions that align with what you need at the time.