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Elizabeth Ayoola

👤 Speaker
5640 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Big congratulations.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Where were you living?

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Oh, nice.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Okay.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

So it sounds like you have a significant amount of money saved.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

And I know you said you kind of just stumbled on coast fire.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

But did you have in mind when you would like to stop saving for retirement and age?

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Just to clarify, with CoastFi, it's different from the other types of FIRE because the main goal is usually not to retire early.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

It's just to be able to stop saving for retirement and decide what else you want to do with that money, whether it's going on a beach vacation every year or buying investment properties or whatever it may be.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

So I think the main part of your question was around the anxiousness when it comes to stop saving for retirement.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

So can you talk to us a bit about that?

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

But if you've done the calculations and as you said, you may have at this point saved enough, then I guess it's written in bold statements that you kind of have enough money according to your calculations.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

So have you explored maybe aside from running out of money, where else that anxiousness could come from?

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Yeah, so sometimes we have what we call money stories or we have money fears.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

So for some people, for example, they may have fears around running out of money, maybe because there was a time in their life where they didn't have enough money.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Or maybe they saw their parents go through situations where they experienced some kind of scarcity.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

So there can be lots of deeper issues sometimes that are kind of creating those anxiousness and fears.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

And something I find that can help sometimes when we have this anxiousness and this fear, let's say you do talk to a financial planner and again, everything looks good.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

It looks like you're on track.

NerdWallet's Smart Money Podcast
Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Is maybe focusing less on the fear and more on what you're hoping for the future, right?