Elizabeth Ayoola

And that makes me want to pivot a little bit back to something you were talking about earlier, which is important when you're experiencing unemployment, which is COBRA versus marketplace insurance. So it sounds like you have a really good hold on your budget. So what were your questions around that? Are there any concerns that you have there?

Thank you. All right, Bree. So do you have any other questions for us? Do you have any thoughts based on our conversation about what you might do next moving forward?

Thank you. All right, Bree. So do you have any other questions for us? Do you have any thoughts based on our conversation about what you might do next moving forward?

Thank you. All right, Bree. So do you have any other questions for us? Do you have any thoughts based on our conversation about what you might do next moving forward?

Well, my thoughts are swinging back into action. You will get a new job soon, fingers crossed. I don't know what kind of budgeting framework you do, but the 50-30-20 budgeting framework can be very helpful. That's what we recommend at NerdWallet. So, you know, 50% goes to needs, 30% goes to wants, and 20% goes to debt and savings.

Well, my thoughts are swinging back into action. You will get a new job soon, fingers crossed. I don't know what kind of budgeting framework you do, but the 50-30-20 budgeting framework can be very helpful. That's what we recommend at NerdWallet. So, you know, 50% goes to needs, 30% goes to wants, and 20% goes to debt and savings.

Well, my thoughts are swinging back into action. You will get a new job soon, fingers crossed. I don't know what kind of budgeting framework you do, but the 50-30-20 budgeting framework can be very helpful. That's what we recommend at NerdWallet. So, you know, 50% goes to needs, 30% goes to wants, and 20% goes to debt and savings.

So you can just do a direct deposit, you know, straight from your paycheck into your high-yield savings account or wherever it is that you save your money and gradually build that up. So, yeah, that's a way to approach it if you have... You know, any toxic debt, again, 20% can go towards that.

So you can just do a direct deposit, you know, straight from your paycheck into your high-yield savings account or wherever it is that you save your money and gradually build that up. So, yeah, that's a way to approach it if you have... You know, any toxic debt, again, 20% can go towards that.

So you can just do a direct deposit, you know, straight from your paycheck into your high-yield savings account or wherever it is that you save your money and gradually build that up. So, yeah, that's a way to approach it if you have... You know, any toxic debt, again, 20% can go towards that.

As someone who had to tap a lot into her emergency savings last year, when I moved, I felt awful because I felt like I was failing or moving backwards because my emergency savings wasn't where I wanted it to be. It just can be a reminder to be kind to yourself and remember that's what the emergency savings is there for, to use it in the case of an emergency.

As someone who had to tap a lot into her emergency savings last year, when I moved, I felt awful because I felt like I was failing or moving backwards because my emergency savings wasn't where I wanted it to be. It just can be a reminder to be kind to yourself and remember that's what the emergency savings is there for, to use it in the case of an emergency.

As someone who had to tap a lot into her emergency savings last year, when I moved, I felt awful because I felt like I was failing or moving backwards because my emergency savings wasn't where I wanted it to be. It just can be a reminder to be kind to yourself and remember that's what the emergency savings is there for, to use it in the case of an emergency.

So yeah, just gradually with time, build it back up. And before you know it, you'll be back in the spot that you want to be.

So yeah, just gradually with time, build it back up. And before you know it, you'll be back in the spot that you want to be.

So yeah, just gradually with time, build it back up. And before you know it, you'll be back in the spot that you want to be.

And also I want to add, Brie, I don't know if you've thought about what you want to do with that old retirement account from your former employer, but I don't know if you're aware of the options you have, which are typically rolling over the account into a new one, leaving it where it is with your current employer, or reviewing the investment fees on both accounts and seeing basically which one is cheaper and which one is the better option.

And also I want to add, Brie, I don't know if you've thought about what you want to do with that old retirement account from your former employer, but I don't know if you're aware of the options you have, which are typically rolling over the account into a new one, leaving it where it is with your current employer, or reviewing the investment fees on both accounts and seeing basically which one is cheaper and which one is the better option.

And also I want to add, Brie, I don't know if you've thought about what you want to do with that old retirement account from your former employer, but I don't know if you're aware of the options you have, which are typically rolling over the account into a new one, leaving it where it is with your current employer, or reviewing the investment fees on both accounts and seeing basically which one is cheaper and which one is the better option.

And then it sounds like you're in a good spot in terms of your cadence for saving for retirement, but I will quickly say that Some employers, if you have a balance, maybe a $5,000 or less will involuntarily cash out your account. That happened to me. So you're the only one who made a little, you know, retirement oopsie.