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Elizabeth Ayoola

👤 Speaker
5640 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

But anyway, so my point is like doing a no-spend challenge and saying, I'm gonna stop Uber Eats altogether doesn't necessarily address maybe that trauma that you're dealing with, right?

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

So how can people get more from one of these month-long challenges?

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Yeah, I agree with that.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I think last year what helped me because around this time again, my birthday's in December.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Yes, I'm going to keep telling y'all that.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And I tend to overspend.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

No.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Ah!

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Funny, I see.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

But yes, I tend to treat myself too much in December.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And then January and February, I'm paying off treating myself.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I remember last year, my main motivator was just to clear my credit cards.

406.89 View full episode →
NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Right.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And I was able to do that within two months.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

So I didn't have any balances.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

But I think for me, just having maybe even just one instead of like five goals simultaneously, one focus goal for your no spend challenge can make it helpful to actually stick with it.

413.96 View full episode →
NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

It's pretty boring, but just no major expenses.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I don't know what it is around the beginning of the year.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

As I'm saying out loud, maybe I do.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I think we get back from the holidays and everyone goes back to work and we're like, no, we want to go back on vacation.