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Elizabeth Ayoola

πŸ‘€ Speaker
5640 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And just shout out to my boyfriend who just went to the rescue and called the company.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

I didn't know I could get reimbursed either because I thought like it's your fault.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

But they are working on reimbursing me.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And I did use my own advice and went to the Federal Trade Commission website to report that spammy website and report the scam.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

So hopefully other people don't fall prey to it.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

That's right.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

That's right.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And, you know, I just want to put it out there as well that scams are just so common.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

I came across a 2025 Pew Research report and it found that 73 percent of U.S.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

adults have experienced some type of online scam.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And that's across all age groups.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

So it doesn't matter how young, middle age or old you are.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And stealing credit and debit card information and charging on those cards was the most common kind of scam that people sometimes experienced.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And I think it felt so defeating because I'm someone who usually triple checks a website before I input any information, you know?

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

So I was like, how did I fall for this?

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

But Sean, did you encounter any scams during the holidays or just even as the year has started?

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

It really can.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

And it reminds me of one of my favorite features on some of my credit cards, which is to freeze it.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

So even if you suspect someone has used a credit card for something fraudulent, you can freeze it so that they can't make any more transactions.

NerdWallet's Smart Money Podcast
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round

That's it.