Emma Edwards

Because it is seen as a diet and it is seen as cutting stuff out, but it's, it's really just organizing your money.

Yeah, exactly.

And I think a lot of the time budgets can, and this is something that I advocate for, a lot of the time budgets are kind of like paying your bills and then working out what's next and then paying your savings and then what?

Whereas actually adding in, whether it's separating into different savings pots or whatever, or...

you know, sinking funds or sometimes people call them, but adding in line items for things that you do want.

And ideally there's more line items for things you do want than things you don't.

We go, okay, I've got to set a budget.

I've got to pay for my petrol and my bills and my this, and I'm going to save a hundred bucks and so I'm done.

But it's like, no, no, no, no.

Again, if you were planning your weekend, you might want some free time.

You wouldn't just kind of

you're gonna think about what you want that free time for.

Otherwise you're just stuck with nothing to do or no way to enjoy it.

So I think being okay with adding things into your budget or spending plan or organization of money, rather than focusing on taking everything out, actually just add things in.

Because it also forces you to think about where you want your money to go.

Sometimes you would do it that sort of very basic level way and go, okay, my expenses are paid and my savings are paid and now I've got this.

But that's where I was really going wrong because I would do all that and that all made sense and I'd have this and then I just have run out by Tuesday.

I'm thinking, well, what am I doing wrong?

But because I wasn't thinking, I just knew I had money to spend, however small that was, $20, $100, $200, but I wasn't thinking about where it would go.

And so I did just get sucked up into my environment.