Emma Edwards

I mean, from my perspective, I feel like some people do like they just or, you know, they're spending all their money and they know that they shouldn't be or living paycheck to paycheck or they get the first job or whatever.

And they just kind of like plug the numbers into a system and it just works.

And then at some point there's a surplus and they learn about investing.

It's easier to do now more than ever with podcasts like this one.

Whereas for me, I, you know, knew I wanted to do something, you know, sort my finances out, I knew that I was spending more than I should be.

And I was getting into debt.

And I, you know, I've mentioned this before, I thought that when I got a big girl full time job, that would be enough.

And it wasn't.

And I think we kind of think that we can have everything we want, you know, kind of advertising and that kind of thing, especially, you know, back in like,

10, 20 years ago, advertising was kind of like, you know, have everything.

You need all these things.

You need all this, you know, stuff to look a certain way or whatever.

And yeah, I tried to do the budgeting thing and I tried to split the wants and the needs.

And I knew obviously on an intellectual level that I didn't need 100 polyester dresses, but I wanted them or, you know, I thought I needed them.

But I knew intellectually that I needed to pay rent and I didn't need to buy clothes.

And I would just keep trying to

set a budget and start saving.

And you know, at this point investing was not even in my mind, but I would just try and split that money and hold onto some money and keep some money.

But it just didn't work because my spending and everything going on in my bank accounts was a symptom of other things.

And I don't think that's true for everybody, but I think that the people it is true for really like me included struggle to take on