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Appearances Over Time

Podcast Appearances

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Well, here's the problem.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Well, here's the problem.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Oh, this is great. There's no boundaries, right? And by boundaries, I mean there's no budget. There's no plan set ahead of the month that says here's what we're spending our money on and here's what we're doing with the excess after we've spent our money on the things that we want to. Do you see what I'm saying? For sure.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Oh, this is great. There's no boundaries, right? And by boundaries, I mean there's no budget. There's no plan set ahead of the month that says here's what we're spending our money on and here's what we're doing with the excess after we've spent our money on the things that we want to. Do you see what I'm saying? For sure.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Oh, this is great. There's no boundaries, right? And by boundaries, I mean there's no budget. There's no plan set ahead of the month that says here's what we're spending our money on and here's what we're doing with the excess after we've spent our money on the things that we want to. Do you see what I'm saying? For sure.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

So I would say for you guys, I mean, I'm always going to tell people to cut up their credit cards, but for you guys, it's like a no brainer. I feel like in many ways, it's just creating more chaos around the subject of money.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

So I would say for you guys, I mean, I'm always going to tell people to cut up their credit cards, but for you guys, it's like a no brainer. I feel like in many ways, it's just creating more chaos around the subject of money.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

So I would say for you guys, I mean, I'm always going to tell people to cut up their credit cards, but for you guys, it's like a no brainer. I feel like in many ways, it's just creating more chaos around the subject of money.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

And it's creating a free for all because I don't know what the limit is on these credit cards, but clearly it allows you to go out of bounds when she feels like going out of bounds. And the great thing about cold, hard cash, Ken, when it's gone, it's gone. Like there's no more.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

And it's creating a free for all because I don't know what the limit is on these credit cards, but clearly it allows you to go out of bounds when she feels like going out of bounds. And the great thing about cold, hard cash, Ken, when it's gone, it's gone. Like there's no more.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

And it's creating a free for all because I don't know what the limit is on these credit cards, but clearly it allows you to go out of bounds when she feels like going out of bounds. And the great thing about cold, hard cash, Ken, when it's gone, it's gone. Like there's no more.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Yeah, and the way to do that right now, you're doing the budget the way I used to do a budget, which is I plan for all the things I know I have to pay for, house, car, phones, things like that, but everything else is up for grabs, treat-yourself money. You need to take that treat-yourself money and plan every dollar of that money as well.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Yeah, and the way to do that right now, you're doing the budget the way I used to do a budget, which is I plan for all the things I know I have to pay for, house, car, phones, things like that, but everything else is up for grabs, treat-yourself money. You need to take that treat-yourself money and plan every dollar of that money as well.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Yeah, and the way to do that right now, you're doing the budget the way I used to do a budget, which is I plan for all the things I know I have to pay for, house, car, phones, things like that, but everything else is up for grabs, treat-yourself money. You need to take that treat-yourself money and plan every dollar of that money as well.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

And yes, it can include some of the fun things your wife wants to do, but it also needs to include the really important things like planning for the future that you want to do.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

And yes, it can include some of the fun things your wife wants to do, but it also needs to include the really important things like planning for the future that you want to do.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

And yes, it can include some of the fun things your wife wants to do, but it also needs to include the really important things like planning for the future that you want to do.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Only my mom's government income. And how much is that every month, Ann?

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Only my mom's government income. And how much is that every month, Ann?

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Only my mom's government income. And how much is that every month, Ann?