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Podcast Appearances

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

It's half of your income. It's half of your combined income.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

It's half of your income. It's half of your combined income.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Yeah.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Yeah.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Yeah.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

One year.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

One year.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

One year.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

so yeah that honestly i'm just being i'm being your your best friend right here just telling you the truth that is not gonna change like the the weight that you're feeling from this is not going to change because that's your mortgage and unless you can find a giant chunk to put on this thing and you know try to recast it so that the payment works this it's it's not going to work for you because

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

so yeah that honestly i'm just being i'm being your your best friend right here just telling you the truth that is not gonna change like the the weight that you're feeling from this is not going to change because that's your mortgage and unless you can find a giant chunk to put on this thing and you know try to recast it so that the payment works this it's it's not going to work for you because

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

so yeah that honestly i'm just being i'm being your your best friend right here just telling you the truth that is not gonna change like the the weight that you're feeling from this is not going to change because that's your mortgage and unless you can find a giant chunk to put on this thing and you know try to recast it so that the payment works this it's it's not going to work for you because

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

you won't have margin to pay off the debt, whether it's the $13,000 or the $30,000. And so there's two major pieces of this financial equation. One, the house. I think you need to consider selling it and downsizing into something that you can afford. And then this other piece is, what's your husband's name? You can make up a name if you want.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

you won't have margin to pay off the debt, whether it's the $13,000 or the $30,000. And so there's two major pieces of this financial equation. One, the house. I think you need to consider selling it and downsizing into something that you can afford. And then this other piece is, what's your husband's name? You can make up a name if you want.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

you won't have margin to pay off the debt, whether it's the $13,000 or the $30,000. And so there's two major pieces of this financial equation. One, the house. I think you need to consider selling it and downsizing into something that you can afford. And then this other piece is, what's your husband's name? You can make up a name if you want.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Jonathan has got to earn more money. He's got to double his income at the very least this year because he's like barely bringing anything in. And so those are financially speaking, those are the two big dogs that you need to contend with. Secondarily, yeah, both of you need to be in counseling. Obviously, he needs to be in counseling and therapy for the gambling addiction.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Jonathan has got to earn more money. He's got to double his income at the very least this year because he's like barely bringing anything in. And so those are financially speaking, those are the two big dogs that you need to contend with. Secondarily, yeah, both of you need to be in counseling. Obviously, he needs to be in counseling and therapy for the gambling addiction.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Jonathan has got to earn more money. He's got to double his income at the very least this year because he's like barely bringing anything in. And so those are financially speaking, those are the two big dogs that you need to contend with. Secondarily, yeah, both of you need to be in counseling. Obviously, he needs to be in counseling and therapy for the gambling addiction.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

But you do too, Lisa, because this is really affecting you. Plus, you've got this end stage renal failure that is definitely taking a toll on the decision.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

But you do too, Lisa, because this is really affecting you. Plus, you've got this end stage renal failure that is definitely taking a toll on the decision.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

But you do too, Lisa, because this is really affecting you. Plus, you've got this end stage renal failure that is definitely taking a toll on the decision.