Eric
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It did get fixed. So it's not it's no longer an issue.
It did get fixed. So it's not it's no longer an issue.
And it might be, but you're not ready to buy a house. So let's talk about that and then I'll go back to the other issues. You're not ready to buy a house for many reasons. A, you still have debt. B, do you have any money saved?
And it might be, but you're not ready to buy a house. So let's talk about that and then I'll go back to the other issues. You're not ready to buy a house for many reasons. A, you still have debt. B, do you have any money saved?
And it might be, but you're not ready to buy a house. So let's talk about that and then I'll go back to the other issues. You're not ready to buy a house for many reasons. A, you still have debt. B, do you have any money saved?
OK, that's that's I'm glad that you have that, but that's not nearly enough to put as a down payment on a house. So the proper time and way to buy a house is you pay off all your debt first. You save up three to six months. So you've got that cushion. Then you start saving up your down payment and you save up your down payment until that house payment is in a comfortable spot. Right.
OK, that's that's I'm glad that you have that, but that's not nearly enough to put as a down payment on a house. So the proper time and way to buy a house is you pay off all your debt first. You save up three to six months. So you've got that cushion. Then you start saving up your down payment and you save up your down payment until that house payment is in a comfortable spot. Right.
OK, that's that's I'm glad that you have that, but that's not nearly enough to put as a down payment on a house. So the proper time and way to buy a house is you pay off all your debt first. You save up three to six months. So you've got that cushion. Then you start saving up your down payment and you save up your down payment until that house payment is in a comfortable spot. Right.
And we would recommend no more than 25 percent of your take home. So it's not eating your lunch every single month. Right. So you guys have a while until you get to that point. That doesn't mean that you can't move out of this tiny apartment and get a bigger apartment, but you're definitely not ready to buy a house.
And we would recommend no more than 25 percent of your take home. So it's not eating your lunch every single month. Right. So you guys have a while until you get to that point. That doesn't mean that you can't move out of this tiny apartment and get a bigger apartment, but you're definitely not ready to buy a house.
And we would recommend no more than 25 percent of your take home. So it's not eating your lunch every single month. Right. So you guys have a while until you get to that point. That doesn't mean that you can't move out of this tiny apartment and get a bigger apartment, but you're definitely not ready to buy a house.
Now let's talk about the big elephant in the room, which is why are you with this girl for four years and have two kids together and thinking about buying a house but not marrying her?
Now let's talk about the big elephant in the room, which is why are you with this girl for four years and have two kids together and thinking about buying a house but not marrying her?
Now let's talk about the big elephant in the room, which is why are you with this girl for four years and have two kids together and thinking about buying a house but not marrying her?
So we did split up.
So we did split up.
So we did split up.
OK.
OK.
OK.