Eric

You don't wait until you get out of debt. So obviously, if you're a homeowner, you have homeowner's insurance. But if you're a renter, Ken... You need to have renter's insurance because if something happens to that place, it catches fire or whatever. You're out in the cold. Somebody breaks in. If you don't have renter's insurance, you're on the hook for that. OK, so obviously there's that.

You don't wait until you get out of debt. So obviously, if you're a homeowner, you have homeowner's insurance. But if you're a renter, Ken... You need to have renter's insurance because if something happens to that place, it catches fire or whatever. You're out in the cold. Somebody breaks in. If you don't have renter's insurance, you're on the hook for that. OK, so obviously there's that.

You don't wait until you get out of debt. So obviously, if you're a homeowner, you have homeowner's insurance. But if you're a renter, Ken... You need to have renter's insurance because if something happens to that place, it catches fire or whatever. You're out in the cold. Somebody breaks in. If you don't have renter's insurance, you're on the hook for that. OK, so obviously there's that.

Then, of course, you got to have auto insurance, but you got to need to make sure that you have the right type. And so doing that coverage insurance is really important. You got to have collision comprehensive liability, all that stuff. All right. Umbrella insurance. A lot of people forget about this. When your net worth hits a certain amount. Right.

Then, of course, you got to have auto insurance, but you got to need to make sure that you have the right type. And so doing that coverage insurance is really important. You got to have collision comprehensive liability, all that stuff. All right. Umbrella insurance. A lot of people forget about this. When your net worth hits a certain amount. Right.

Then, of course, you got to have auto insurance, but you got to need to make sure that you have the right type. And so doing that coverage insurance is really important. You got to have collision comprehensive liability, all that stuff. All right. Umbrella insurance. A lot of people forget about this. When your net worth hits a certain amount. Right.

When you're, you know, over 500,000 net worth, you need to have umbrella insurance. And we say get one million in coverage. That's what you're looking for. You need to have that health insurance.

When you're, you know, over 500,000 net worth, you need to have umbrella insurance. And we say get one million in coverage. That's what you're looking for. You need to have that health insurance.

When you're, you know, over 500,000 net worth, you need to have umbrella insurance. And we say get one million in coverage. That's what you're looking for. You need to have that health insurance.

If you don't have it through your job, if that's not a luxury that you have and you're self-employed, you still need to make sure that you reach out and get that. And we have health trust and some other options here. But make sure that you're covered. You have the right amount because we know bankruptcy. Usually it's a result of medical bills. OK, so make sure you're covered.

If you don't have it through your job, if that's not a luxury that you have and you're self-employed, you still need to make sure that you reach out and get that. And we have health trust and some other options here. But make sure that you're covered. You have the right amount because we know bankruptcy. Usually it's a result of medical bills. OK, so make sure you're covered.

If you don't have it through your job, if that's not a luxury that you have and you're self-employed, you still need to make sure that you reach out and get that. And we have health trust and some other options here. But make sure that you're covered. You have the right amount because we know bankruptcy. Usually it's a result of medical bills. OK, so make sure you're covered.

Health insurance is important. Of course, we talk about long term disability. A lot of people forget about that. I'm not going to lie. Can long term disability, if you don't get it through your job, it's going to cost you a pretty penny. It can be a little expensive, but just think about it.

Health insurance is important. Of course, we talk about long term disability. A lot of people forget about that. I'm not going to lie. Can long term disability, if you don't get it through your job, it's going to cost you a pretty penny. It can be a little expensive, but just think about it.

Health insurance is important. Of course, we talk about long term disability. A lot of people forget about that. I'm not going to lie. Can long term disability, if you don't get it through your job, it's going to cost you a pretty penny. It can be a little expensive, but just think about it.

There is a very good chance that at some point throughout your working career, something will happen and you're not able to work for a while. So think through these things. What would happen if you stepped off the curb today and broke your leg? And if your mind goes blank or you realize there's nothing in place.

There is a very good chance that at some point throughout your working career, something will happen and you're not able to work for a while. So think through these things. What would happen if you stepped off the curb today and broke your leg? And if your mind goes blank or you realize there's nothing in place.

There is a very good chance that at some point throughout your working career, something will happen and you're not able to work for a while. So think through these things. What would happen if you stepped off the curb today and broke your leg? And if your mind goes blank or you realize there's nothing in place.

Listen, I mean, but think about that. It only takes, it don't take much for you to be, you know, at a capacity. So there's that long-term care. We don't talk about this one a whole lot, but this is about when you get older, right? When you're old and you're no longer working and someone needs to take care of you. Don't leave that for your kids. Yeah. I mean, think about the call.

Listen, I mean, but think about that. It only takes, it don't take much for you to be, you know, at a capacity. So there's that long-term care. We don't talk about this one a whole lot, but this is about when you get older, right? When you're old and you're no longer working and someone needs to take care of you. Don't leave that for your kids. Yeah. I mean, think about the call.