Eric

So you have to buy, we're talking about buying it outright in cash, not financing it.

I'd say spend 20. That leaves you with 48. Now you don't have any money saved to your name. So I think that you need to use some of this and keep it liquid as a three to six month emergency fund. And I, if I were you, I'd probably do it on the six month side since it's just you. And truthfully, your income's on the lower side right now. So I would save up six months.

I'd say spend 20. That leaves you with 48. Now you don't have any money saved to your name. So I think that you need to use some of this and keep it liquid as a three to six month emergency fund. And I, if I were you, I'd probably do it on the six month side since it's just you. And truthfully, your income's on the lower side right now. So I would save up six months.

I'd say spend 20. That leaves you with 48. Now you don't have any money saved to your name. So I think that you need to use some of this and keep it liquid as a three to six month emergency fund. And I, if I were you, I'd probably do it on the six month side since it's just you. And truthfully, your income's on the lower side right now. So I would save up six months.

So for you, what's that look like? What's six months of expenses for you? About $12,000, $13,000?

So for you, what's that look like? What's six months of expenses for you? About $12,000, $13,000?

So for you, what's that look like? What's six months of expenses for you? About $12,000, $13,000?

Okay, so we'll take that out. Now, you know, you're at $36,000. You could take that money and then if you wanted to, what I would probably do is I'd maybe keep it in a high yield if you wanted to because the next thing around the corner for you is once you start getting your income up, you could think about buying a house that's probably more than a five-year horizon.

Okay, so we'll take that out. Now, you know, you're at $36,000. You could take that money and then if you wanted to, what I would probably do is I'd maybe keep it in a high yield if you wanted to because the next thing around the corner for you is once you start getting your income up, you could think about buying a house that's probably more than a five-year horizon.

Okay, so we'll take that out. Now, you know, you're at $36,000. You could take that money and then if you wanted to, what I would probably do is I'd maybe keep it in a high yield if you wanted to because the next thing around the corner for you is once you start getting your income up, you could think about buying a house that's probably more than a five-year horizon.

So maybe I would go ahead and invest this money. Just drop it into a brokerage account and keep it there and let it grow so it can be your down payment on a house. I like that idea for you.

So maybe I would go ahead and invest this money. Just drop it into a brokerage account and keep it there and let it grow so it can be your down payment on a house. I like that idea for you.

So maybe I would go ahead and invest this money. Just drop it into a brokerage account and keep it there and let it grow so it can be your down payment on a house. I like that idea for you.

OK, that's a good question. So you would invest that money the way we teach to invest any money, whether it's your 401k, you know, money for retirement or money for, like I said, that's non-retirement that you can pull out at any time with no penalty other than taxes. It's across four different types of mutual funds.

OK, that's a good question. So you would invest that money the way we teach to invest any money, whether it's your 401k, you know, money for retirement or money for, like I said, that's non-retirement that you can pull out at any time with no penalty other than taxes. It's across four different types of mutual funds.

OK, that's a good question. So you would invest that money the way we teach to invest any money, whether it's your 401k, you know, money for retirement or money for, like I said, that's non-retirement that you can pull out at any time with no penalty other than taxes. It's across four different types of mutual funds.

So they're growth funds, growth and income funds, aggressive growth funds, and international funds. And all a fund is is just a big old group of a bunch of different companies that meet that criteria that a bunch of people are funding and investing in. So that's all it is. So if you have, I said, growth in income. So these are like big companies like Walmart. They're making big bucks all the time.

So they're growth funds, growth and income funds, aggressive growth funds, and international funds. And all a fund is is just a big old group of a bunch of different companies that meet that criteria that a bunch of people are funding and investing in. So that's all it is. So if you have, I said, growth in income. So these are like big companies like Walmart. They're making big bucks all the time.

So they're growth funds, growth and income funds, aggressive growth funds, and international funds. And all a fund is is just a big old group of a bunch of different companies that meet that criteria that a bunch of people are funding and investing in. So that's all it is. So if you have, I said, growth in income. So these are like big companies like Walmart. They're making big bucks all the time.

They've been around for a long time. They're paying dividends and there's not a whole lot of surprises going on. Then you have the international ones, which are good to have because if things aren't going so good stateside, usually things are doing better internationally. So that helps balance that out. And you've got the aggressive growth funds.