Frances Cook

And I think hope fatigue is also a real danger at this point, because when you hit that point where you've been going for a long time, as we said, you know, you've been trudging through and being told just around the corner.

And it's like chasing the rainbow just keeps getting further away.

So there is that real danger of you just say stuff it and you stop trying or you make mistakes.

rushed decisions to try and feel in control.

That can be almost as bad as the rest of what's happening around you.

So I think it is really about making sure before you make any financial decisions at a time like this, money and emotion are like oil and water.

They should not mix.

Anytime you're feeling extra excited or sad or angry, that's a warning sign not to make financial decisions based on that.

So maybe put in a two week pause before you make any big decisions like with your KiwiSaver.

Get in touch with your KiwiSaver provider if it gets a bit rough.

rough out there and you're worried, we pay fees for our KiwiSaver.

That is, you know, part of the deal is that they are meant to help you if things get rough.

So if KiwiSaver goes a little nutty out there this year, it well could.

Get in touch with your provider.

Ask them what's going on.

Ask them what you can do.

Because you not only...

are entitled to that, you've kind of prepaid.

So get in touch, use that.

Could the home of the future be the size of a car park?