Frances Cook

These days, that means I would customize to having roughly 80% of my money in growth assets.

And for that, I'm talking about shares, property, and my business.

These are things that I invest in.

They have quite a bit of risk to them, but they are designed to grow my income

But even as someone who is quite aggressive with my money, it's not 100% of my money that goes into growth assets because that would totally unbalance things.

It would be like a company with all marketers and no accountants.

We just can't be doing that, however you might feel about that.

We can't be doing that.

We'll get into that more in a second.

But right now, I want you to think about the rule of 100.

Get your baseline number there and then think about how much you might or might not be boosting that.

Think about your goals, your risk appetite, how money makes you feel.

Are you calm?

Do you feel in control?

Does it make you a bit nervous?

And then you can adapt from there.

You can ratchet up, ratchet down, depending on what you've answered.

So I really like the rule of 100 as a place to start in figuring out your own money timeline.

But then why, even as someone who's quite aggressive with my money, why do I still have some of it in safer, more boring places?

Because...