Frances Cook

Depending on where you are in your journey, that might seem like a truly ridiculous thing to be saying.

But I promise you, when I first started my money journey, I would have laughed out loud at that sentence too.

I am not a nepo baby.

Part of me would have loved to have been, but alas, no.

I am someone who comes from a school where our biggest claim to fame was a bunch of kids nearly beating a cop to death.

And I am someone who, at certain times, we were quite literally having to figure out ways that we were going to get enough food on the table to eat.

I'm a scrapper who can put on a suit and mingle with fancy people these days.

But I tell you what, I never feel like one of those fancy people.

It's just not my world.

But it's true what they say.

People overestimate what you can do in a year and they underestimate what you can achieve in five years.

And what I've done over the time that I've learned about money and put these lessons into practice has meant that I've now come far enough to say something like,

Eventually, $10,000 won't seem like a big sacrifice to have in a savings account.

And I say that...

And I mean it.

It is amazing what just a few years can do.

Give it time.

Put the little things into practice.

Then build the bigger wins.

Then the bigger ones after that.