Frances Cook

And I think as well, when they mentioned about the banks, I think that's a really important point to run to because we have seen banks get twitchy before about certain types of apartments.

So if we get rid of things like minimum size on apartments, does that then make it harder for people to do things like get bank lending?

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Yeah, and that's a really good point because as you say, when you come to Offload, if that pool of potential buyers to come in from you is so much smaller because it's people who either have a high enough income that the bank is like, sure, do whatever you like.

We just want to keep you as a customer.

Or it's people who can buy it outright.

You know, that's,

And that is not the case in every situation, but you really do want to, I think, as you're going through the lending process, be having those honest conversations with the bank about what do you make of this property?

Because anyone who comes to buy it from you will then also have to go through that same process, right?

There's no bedroom for you now.