Frank (caller)
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Exactly.
Well, thank you for taking my call.
Well, I had a medical issue two years ago, lost my job.
I've been hanging on, hanging on.
My little emergency fund while I was working my snowball debt was depleted like almost immediately.
Anyway, I haven't been able to pay my credit card through my little local credit union here.
And they're negotiating and they're offered about
50, 51% of what I owe.
Should I take that or do you think there's more room for negotiation?
I can scrape that together.
Thank you.
I was just kind of looking for some guidance.
I've been listening to guys for years.
I actually still got the house.
But other than that, yeah, the wife's got some little card stuff.
Let's cut up the cards and pay these things off.
No, we've been able to hang on to those current.
So we're going to start knocking them out now that this one's out of the way.