Frank Amedeo

And then I have to catch myself and go, oh, wait, hey, whoa, whoa, wait a minute. Listen, you need to think about this.

And then I have to catch myself and go, oh, wait, hey, whoa, whoa, wait a minute. Listen, you need to think about this.

And then I have to catch myself and go, oh, wait, hey, whoa, whoa, wait a minute. Listen, you need to think about this.

That's good. Listen to what I used to do. And it's like, here, I want to listen to this. And then I think, what are you doing? Exactly. Like, bro, you're this close to going back to prison. Like, what are you doing? And then you do this. Did you do this as well? Yeah, what did they say at the bank? So, you know, how'd you catch the cat?

That's good. Listen to what I used to do. And it's like, here, I want to listen to this. And then I think, what are you doing? Exactly. Like, bro, you're this close to going back to prison. Like, what are you doing? And then you do this. Did you do this as well? Yeah, what did they say at the bank? So, you know, how'd you catch the cat?

That's good. Listen to what I used to do. And it's like, here, I want to listen to this. And then I think, what are you doing? Exactly. Like, bro, you're this close to going back to prison. Like, what are you doing? And then you do this. Did you do this as well? Yeah, what did they say at the bank? So, you know, how'd you catch the cat?

So, yeah, but it just reminds me when these, it's like these guys, like the credit cards, right? Like for like, what, two decades, they were saying, put the chips in the card, put the chips in the card, you know, first of all, to stop fraud, which was funny because when they were doing that, I was actually writing Boziak's book. And I was in prison with John Bozak writing his book.

So, yeah, but it just reminds me when these, it's like these guys, like the credit cards, right? Like for like, what, two decades, they were saying, put the chips in the card, put the chips in the card, you know, first of all, to stop fraud, which was funny because when they were doing that, I was actually writing Boziak's book. And I was in prison with John Bozak writing his book.

So, yeah, but it just reminds me when these, it's like these guys, like the credit cards, right? Like for like, what, two decades, they were saying, put the chips in the card, put the chips in the card, you know, first of all, to stop fraud, which was funny because when they were doing that, I was actually writing Boziak's book. And I was in prison with John Bozak writing his book.

And I said, yeah, but now all that's shut down because of chips, right? And he just started laughing. He said, are you fucking serious? He goes, man, the fake chips were on the market before the people were getting the real ones in the mail. He said, that's not going to stop anything. Plus, he said, it doesn't matter anyway. You can try it twice.

And I said, yeah, but now all that's shut down because of chips, right? And he just started laughing. He said, are you fucking serious? He goes, man, the fake chips were on the market before the people were getting the real ones in the mail. He said, that's not going to stop anything. Plus, he said, it doesn't matter anyway. You can try it twice.

And I said, yeah, but now all that's shut down because of chips, right? And he just started laughing. He said, are you fucking serious? He goes, man, the fake chips were on the market before the people were getting the real ones in the mail. He said, that's not going to stop anything. Plus, he said, it doesn't matter anyway. You can try it twice.

And if the chip doesn't go through, it says, oh, swipe the card. That's exactly right. And I was like, well, I don't understand. I said, well, why the banks fought it? Or the banks weren't even interested in implementing it because the banks had already calculated in the fraud. And we've got a calculation of fraud built in. So it cost us more to try and stop the fraud. And the fraud, we –

And if the chip doesn't go through, it says, oh, swipe the card. That's exactly right. And I was like, well, I don't understand. I said, well, why the banks fought it? Or the banks weren't even interested in implementing it because the banks had already calculated in the fraud. And we've got a calculation of fraud built in. So it cost us more to try and stop the fraud. And the fraud, we –

And if the chip doesn't go through, it says, oh, swipe the card. That's exactly right. And I was like, well, I don't understand. I said, well, why the banks fought it? Or the banks weren't even interested in implementing it because the banks had already calculated in the fraud. And we've got a calculation of fraud built in. So it cost us more to try and stop the fraud. And the fraud, we –

we then pass those fees and those charges on to the customer. So the only person that's being hurt from fraud is the customers, which we really don't care about. That's exactly right. So why would we go out of our way to take our own money and update all these systems that are going to cost us money that, in the end, we can really just pass on to the customer?

we then pass those fees and those charges on to the customer. So the only person that's being hurt from fraud is the customers, which we really don't care about. That's exactly right. So why would we go out of our way to take our own money and update all these systems that are going to cost us money that, in the end, we can really just pass on to the customer?

we then pass those fees and those charges on to the customer. So the only person that's being hurt from fraud is the customers, which we really don't care about. That's exactly right. So why would we go out of our way to take our own money and update all these systems that are going to cost us money that, in the end, we can really just pass on to the customer?

Right. And that's it.

Right. And that's it.