Frank Amedeo

No, they probably would have said, let me get back with you. Let me check this. But one, I'm in person. But two, they're also thinking, I want this to go through because I make a fee. Like it definitely works on brokers, mortgage brokers. I want it to go through. He's given me a reasonable explanation. It's an issue. I have this stuff. Maybe somebody else will catch it. Well, it just got through.

No, they probably would have said, let me get back with you. Let me check this. But one, I'm in person. But two, they're also thinking, I want this to go through because I make a fee. Like it definitely works on brokers, mortgage brokers. I want it to go through. He's given me a reasonable explanation. It's an issue. I have this stuff. Maybe somebody else will catch it. Well, it just got through.

No, they probably would have said, let me get back with you. Let me check this. But one, I'm in person. But two, they're also thinking, I want this to go through because I make a fee. Like it definitely works on brokers, mortgage brokers. I want it to go through. He's given me a reasonable explanation. It's an issue. I have this stuff. Maybe somebody else will catch it. Well, it just got through.

You were the first line of defense. It just got through you. The next guy, you're giving him a package of all the stuff. The likelihood that he's even going to recognize that little – that it said fraud in this one part – is very unlikely, especially when you just gave him a full package, W-2s, pay stubs. You gave him, I put money down. There's bank statements. There's an appraisal order.

You were the first line of defense. It just got through you. The next guy, you're giving him a package of all the stuff. The likelihood that he's even going to recognize that little – that it said fraud in this one part – is very unlikely, especially when you just gave him a full package, W-2s, pay stubs. You gave him, I put money down. There's bank statements. There's an appraisal order.

You were the first line of defense. It just got through you. The next guy, you're giving him a package of all the stuff. The likelihood that he's even going to recognize that little – that it said fraud in this one part – is very unlikely, especially when you just gave him a full package, W-2s, pay stubs. You gave him, I put money down. There's bank statements. There's an appraisal order.

Everybody thinks I'm legit. You've got a driver's license. All he had to do was call Social Security. Or go on, it's uscitizen.gov, I think. Take the name and the number and the date of birth and put it in. It would have said it doesn't match. There's all these little things you could have done, but you saw a fee. I gave you a semi-reasonable explanation.

Everybody thinks I'm legit. You've got a driver's license. All he had to do was call Social Security. Or go on, it's uscitizen.gov, I think. Take the name and the number and the date of birth and put it in. It would have said it doesn't match. There's all these little things you could have done, but you saw a fee. I gave you a semi-reasonable explanation.

Everybody thinks I'm legit. You've got a driver's license. All he had to do was call Social Security. Or go on, it's uscitizen.gov, I think. Take the name and the number and the date of birth and put it in. It would have said it doesn't match. There's all these little things you could have done, but you saw a fee. I gave you a semi-reasonable explanation.

If you had any training at all, you would have known synthetic identity. You would have known, no. Yeah. Let me check. It's worth a call.

If you had any training at all, you would have known synthetic identity. You would have known, no. Yeah. Let me check. It's worth a call.

If you had any training at all, you would have known synthetic identity. You would have known, no. Yeah. Let me check. It's worth a call.

They didn't care. He's going to make $2,500 or $3,500 for a broker fee. Maybe he gets 60% of that. He works at a bank. Maybe he gets less than that. What does it matter? He still has a, he still has a close so many loans. If it's a broker, he's getting 50, 60% of a three, $4,000 fee. He wants this to go through. Sure. So, but yeah, so like there's all these systems that are in place.

They didn't care. He's going to make $2,500 or $3,500 for a broker fee. Maybe he gets 60% of that. He works at a bank. Maybe he gets less than that. What does it matter? He still has a, he still has a close so many loans. If it's a broker, he's getting 50, 60% of a three, $4,000 fee. He wants this to go through. Sure. So, but yeah, so like there's all these systems that are in place.

They didn't care. He's going to make $2,500 or $3,500 for a broker fee. Maybe he gets 60% of that. He works at a bank. Maybe he gets less than that. What does it matter? He still has a, he still has a close so many loans. If it's a broker, he's getting 50, 60% of a three, $4,000 fee. He wants this to go through. Sure. So, but yeah, so like there's all these systems that are in place.

They just don't, they don't follow them. They don't.

They just don't, they don't follow them. They don't.

They just don't, they don't follow them. They don't.

I mean, this was 2000 and up to 2000, 2000, late 2006. OK, but I mean, that same system, same system. Exactly.

I mean, this was 2000 and up to 2000, 2000, late 2006. OK, but I mean, that same system, same system. Exactly.