Frank Walker

They sell or write off the debt to clear their books.

That means if you have credit card debt and unpaid bills, lenders may be more open to negotiating and settling your account before you're in.

That means right now, and I mean right now, you may actually have leverage.

And done with debt,

knows how to use this to your advantage.

They monitor lender trends and understand the year-end pressure on creditors.

They use that timing to negotiate hard on your behalf.

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with one clear goal, to reduce your total debt and leave you with more money every month.

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