Gabriela (Caller)

Hi, guys. Thank you for taking my call. So my question is, my ex-boyfriend left me with an RV payment and I do not want to pay it.

Hi, guys. Thank you for taking my call. So my question is, my ex-boyfriend left me with an RV payment and I do not want to pay it.

You guys. So he took it to go work and could no longer afford the payment on it and left it to me last weekend and was like, here you go. Here's the RV with the payment.

You guys. So he took it to go work and could no longer afford the payment on it and left it to me last weekend and was like, here you go. Here's the RV with the payment.

It is under my name. We were together for 10 years. I got it for him. So he had to go work in the oil field. And we split up about a year ago and he can't afford it anymore. So he brought it back to me and I'm left with it.

It is under my name. We were together for 10 years. I got it for him. So he had to go work in the oil field. And we split up about a year ago and he can't afford it anymore. So he brought it back to me and I'm left with it.

The balance left is around $48,000. And looking it up, it's worth around $30,000.

The balance left is around $48,000. And looking it up, it's worth around $30,000.

Basically. For some reason, they took, like, the prices in RVs were just expensive when I bought it and have dropped.

Basically. For some reason, they took, like, the prices in RVs were just expensive when I bought it and have dropped.

Yeah, I have around $10,000 in savings.

Yeah, I have around $10,000 in savings.

Well, yes, I have a mortgage. I pay my vehicle, but my vehicle is actually a lease. And I hadn't learned my lesson at the time, but I have a bedroom set under my name that somebody else owes about $3,000 of that. Really no credit card debt.

Well, yes, I have a mortgage. I pay my vehicle, but my vehicle is actually a lease. And I hadn't learned my lesson at the time, but I have a bedroom set under my name that somebody else owes about $3,000 of that. Really no credit card debt.

So this year, I'm actually a nurse, and with COVID, I made really good money 2022, kind of gone down some. So this year, I made $133, but it will probably drop again this year because there's no more COVID crisis, so that's just how it works.

So this year, I'm actually a nurse, and with COVID, I made really good money 2022, kind of gone down some. So this year, I made $133, but it will probably drop again this year because there's no more COVID crisis, so that's just how it works.

Don't expect it. But don't wait around. Yeah, be done with it. Okay. Even if it's zero interest, I should pay that one off first?

Don't expect it. But don't wait around. Yeah, be done with it. Okay. Even if it's zero interest, I should pay that one off first?

Okay.

Okay.

Okay.

Okay.

Okay, so no more leasing.

Okay, so no more leasing.

So I shouldn't give it back to the bank and then let them sell it and then me pay the difference?

So I shouldn't give it back to the bank and then let them sell it and then me pay the difference?

Hi, guys. Thank you for taking my call. So my question is, my ex-boyfriend left me with an RV payment and I do not want to pay it.

You guys. So he took it to go work and could no longer afford the payment on it and left it to me last weekend and was like, here you go. Here's the RV with the payment.

It is under my name. We were together for 10 years. I got it for him. So he had to go work in the oil field. And we split up about a year ago and he can't afford it anymore. So he brought it back to me and I'm left with it.

The balance left is around $48,000. And looking it up, it's worth around $30,000.

Basically. For some reason, they took, like, the prices in RVs were just expensive when I bought it and have dropped.

Yeah, I have around $10,000 in savings.

Well, yes, I have a mortgage. I pay my vehicle, but my vehicle is actually a lease. And I hadn't learned my lesson at the time, but I have a bedroom set under my name that somebody else owes about $3,000 of that. Really no credit card debt.

So this year, I'm actually a nurse, and with COVID, I made really good money 2022, kind of gone down some. So this year, I made $133, but it will probably drop again this year because there's no more COVID crisis, so that's just how it works.

Don't expect it. But don't wait around. Yeah, be done with it. Okay. Even if it's zero interest, I should pay that one off first?

Okay.

Okay.

Okay, so no more leasing.

So I shouldn't give it back to the bank and then let them sell it and then me pay the difference?