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The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

28 Mar 2025

Description

πŸ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan βœ… Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and George calls from 2024. Enjoy your weekend and we'll be back with a live show on Monday! Rachel Cruze & George Kamel answer your questions and discuss: β€˜I took a pay cut to keep my family together?’ β€˜I owe $130K and make $24K, what can I do?’ β€˜My ex-boyfriend left me with an RV’ β€˜I'm living in my car, what should I do?' β€˜My husband took out credit cards for our kids’ 'We're $392K in debt, what can we do?' Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp πŸ₯ Learn more about Christian Healthcare Ministries 🏑 Get started today with Churchill Mortgage πŸ”’ Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! πŸ₯— Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial πŸ’Έ To find out more about student loan refinancing, check out Laurel Road πŸ’» Visit NetSuite today to learn more πŸ—‚οΈ Use promo code RAMSEY for 18% off at The Nokbox πŸŽ₯ Get your tickets for The Chosen Season 5! πŸ’΅ Learn more about Timothy Plan πŸ› Get started with YRefy or call 844-2-RAMSEY πŸ” Visit Zander Insurance for your free instant quote today! Next Steps πŸ“± Watch the full episode for free in the Ramsey Network app. πŸ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! πŸ’΅ Start your free budget today. Download the EveryDollar app! πŸ›’ Preorder Build a Business You Love Now at Ramsey Solutions πŸ€“Β File your taxes with 100% accurate software that’s 20% of the price. πŸ’° Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price Listen to more from Ramsey Network πŸŽ™οΈ The Ramsey Show Β  🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour πŸ’‘ The Rachel Cruze Show πŸ’Έ The Ramsey Show Highlights πŸ’° George Kamel πŸ’Ό The Ken Coleman Show πŸ“ˆ EntreLeadership Learn more about your ad choices.Β https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Full Episode

0.049 - 13.084 James

Hey guys, it's James Childs, producer of The Ramsey Show. This week, Dave and the personalities are living it up on the Ramsey Cruise, so we've put together a compilation of some of our favorite calls and segments from the last year. Regular shows are back next week. Hope you enjoy!

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28.843 - 50.369 George Kamel

Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I'm George Campbell, joined by my co-host, Rachel Cruz. She's also the co-host of another show we do together called Smart Money Happy Hour. The number to call is 888-825-5225. You jump in. We'll talk about your life, your money.

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50.409 - 55.15 George Kamel

We'll help you take the right next step, and we'll try to make it entertaining, too, because, you know, life's too short.

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55.47 - 58.771 Rachel Cruze

Yeah, yeah. And money's fun. All this is fun. We can enjoy this.

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58.791 - 69.636 George Kamel

The world is heavy, and we're out here just making light of it all and showing you a path forward, some hope. So Jeremy's going to kick us off across the border in Ottawa, Canada. What's going on, Jeremy?

71.456 - 74.238 Jeremy

Oh, just trying to keep one foot in front of the other. How about yourself?

74.718 - 76.198 George Kamel

That's right, my friend. How can we help?

78.619 - 106.424 Jeremy

Well, hopefully with some answers to some money problems, but in a In a nutshell, I uprooted my family and moved, ended up taking about a 65% pay cut, and now everything's just starting to pile up and pile up, and I want to know if it makes me a deadbeat father if I move back to my old job where I'm making north of $150K versus south of $50K.

110.376 - 113.657 Jeremy

just to keep all the bills paid and food in the fridge.

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