Rachel Cruze

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You know, one of the first things I discovered working in the financial world is how absolutely devastating it is when the breadwinner of a family dies and there's too little life insurance or none at all.

Grieving families are suddenly left behind scrambling to pay bills and trying to make ends meet.

I also discovered that there are a lot of rip-offs in the life insurance world, like that whole life crap posing as an investment opportunity.

What you need is level term life insurance, usually 10 to 12 times your income, which is the smartest, most affordable way to protect your family.

The key is finding an independent broker who represents a ton of companies and works for you, not for the insurance company.

This is exactly what my friend Jeff Zander and his team at Zander Insurance are all about.

They shop the term life companies to find you the best options, and they've been around for over 95 years.

so you know they'll be there when you need them.

Zander is the real deal, and that's why they've handled all my personal insurance for over 25 years.

I trust them, and you can too.

Visit Zander.com for instant online quotes or for a more personal touch.

Give them a call at 800-356-4282.

I love entrepreneurs.

Don't forget, guys, I started my company on a card table myself.

So I know what it's like to have people counting on you, your team, your family, not to mention your customers.

And when you're the one signing the paychecks, you can't afford to fly blind.

But I'll be honest, early on, one thing that nearly sunk us was wasting time with spreadsheets that didn't add up because business units didn't talk to each other.

I finally told my team, just fix it.