Gagan Sandhu

If somebody decides I want to send two kids to college and retire at 42 and I want to travel the world and I'm going to have no income, our product will show them if they're likely to run out of money, maybe by the age of 65 or 70, or they're not going to run out of money and they can comfortably even retire. For them, financial independence might mean retire.

If somebody decides I want to send two kids to college and retire at 42 and I want to travel the world and I'm going to have no income, our product will show them if they're likely to run out of money, maybe by the age of 65 or 70, or they're not going to run out of money and they can comfortably even retire. For them, financial independence might mean retire.

For some, it might mean they go from full-time to part-time. Or it might mean they, rather than just working for money, they can now pursue a passion where they will have a lower income. Let's say some people want to, one of my coworkers at Square, he quit his corporate job and became a teacher. Now, following that passion, I'm sure he took a huge pay cut, maybe 60, 70, even 80% pay cut.

For some, it might mean they go from full-time to part-time. Or it might mean they, rather than just working for money, they can now pursue a passion where they will have a lower income. Let's say some people want to, one of my coworkers at Square, he quit his corporate job and became a teacher. Now, following that passion, I'm sure he took a huge pay cut, maybe 60, 70, even 80% pay cut.

But my guess is that this person is really good at doing the math and they can say, yeah, I can do this. One of our customers, they both work and one of them decided after using Zillion, they're like, hey, listen, one of us is going to quit and focus on family and just take some time off because we know our financial independence is not at stake. Our tools help people do that.

But my guess is that this person is really good at doing the math and they can say, yeah, I can do this. One of our customers, they both work and one of them decided after using Zillion, they're like, hey, listen, one of us is going to quit and focus on family and just take some time off because we know our financial independence is not at stake. Our tools help people do that.

I think we are talking about the same thing. Maybe we are talking about the two different sides of the same coin. What you are saying is living in present. One fact I think we both have to agree on. In the modern world, the concept of money and wealth is enmeshed with our daily lives. We just can't separate, right?

I think we are talking about the same thing. Maybe we are talking about the two different sides of the same coin. What you are saying is living in present. One fact I think we both have to agree on. In the modern world, the concept of money and wealth is enmeshed with our daily lives. We just can't separate, right?

How we live our lives is influenced by money, whether we like it or not, but that's how the world is structured today. To your point, living in the present, I agree with you 100%. Knowing about independence does is it helps you define that present and it helps you be very conscious about that.

How we live our lives is influenced by money, whether we like it or not, but that's how the world is structured today. To your point, living in the present, I agree with you 100%. Knowing about independence does is it helps you define that present and it helps you be very conscious about that.

So one example that I gave you was my coworker who left a very comfortable corporate job to become a teacher. Now that person, they actually walked away from a lot of future wealth, but they pursued passion. Now, the idea is that financial independence let them pursue a passion and shape their today and their tomorrow.

So one example that I gave you was my coworker who left a very comfortable corporate job to become a teacher. Now that person, they actually walked away from a lot of future wealth, but they pursued passion. Now, the idea is that financial independence let them pursue a passion and shape their today and their tomorrow.

They are living in the present, so they didn't wait until, a lot of people wait until they retire to pursue their hobbies and their passions. This person, probably in their late 40s, walked away from a corporate job and is now working with the kids.

They are living in the present, so they didn't wait until, a lot of people wait until they retire to pursue their hobbies and their passions. This person, probably in their late 40s, walked away from a corporate job and is now working with the kids.

Another, the couple that I mentioned, for them, living in the present is that their kids are young and they actually, until now, they were thinking they need to keep earning a lot of money because they just need to have a lot of money because they have two kids and they live in a very expensive area here in Silicon Valley and they just can't keep up.

Another, the couple that I mentioned, for them, living in the present is that their kids are young and they actually, until now, they were thinking they need to keep earning a lot of money because they just need to have a lot of money because they have two kids and they live in a very expensive area here in Silicon Valley and they just can't keep up.

And knowing, for them, financial independence was something they couldn't wrap their heads around because of the way their thought processes worked. But by knowing what was needed, they were able to sift the signal from the noise and they were like, oh, okay, we can actually spend more time

And knowing, for them, financial independence was something they couldn't wrap their heads around because of the way their thought processes worked. But by knowing what was needed, they were able to sift the signal from the noise and they were like, oh, okay, we can actually spend more time

raising our kids and building the family and building the foundations of the family and not just keep earning more because we have reached a point where financial independence is within reach. So my point is, even if you want to live in the present, I think being aware of the pitfalls and also the possible rewards of financial independence.

raising our kids and building the family and building the foundations of the family and not just keep earning more because we have reached a point where financial independence is within reach. So my point is, even if you want to live in the present, I think being aware of the pitfalls and also the possible rewards of financial independence.