Gagan Sandhu

And people don't know what the returns are for real estate in the long term. I'm talking about American markets. Asian markets are different, but American markets. So we bake the data. We also bake hard data. If somebody has

And people don't know what the returns are for real estate in the long term. I'm talking about American markets. Asian markets are different, but American markets. So we bake the data. We also bake hard data. If somebody has

XYZ amount of funds in their 401 , which is the retirement account in the US, and they have some stocks in their brokerage account, and they have some real estate, and they have some treasury bonds, and they have some cash. We are able to put all that together and say, We know real estate grows about 3% to 3.5% per year. Based on what you have, here's where you can expect this thing to grow.

XYZ amount of funds in their 401 , which is the retirement account in the US, and they have some stocks in their brokerage account, and they have some real estate, and they have some treasury bonds, and they have some cash. We are able to put all that together and say, We know real estate grows about 3% to 3.5% per year. Based on what you have, here's where you can expect this thing to grow.

You have some cash that's not going to grow. It's actually going to lose value. You have some bonds. You have some of this thing. So we are able to build that model. So there is the math there, even though I said it's easy for people like you and me. But for most people, it becomes very complicated very quickly. And that's where we come in and we help.

You have some cash that's not going to grow. It's actually going to lose value. You have some bonds. You have some of this thing. So we are able to build that model. So there is the math there, even though I said it's easy for people like you and me. But for most people, it becomes very complicated very quickly. And that's where we come in and we help.

Who's our ideal customer? Our ideal customer is someone who is earning a decent amount of money. We say $100,000 or more per household. Typically a young family and also quite often an immigrant family. And they are so busy working full-time jobs, raising kids that they don't have time for pretty much anything else for that.

Who's our ideal customer? Our ideal customer is someone who is earning a decent amount of money. We say $100,000 or more per household. Typically a young family and also quite often an immigrant family. And they are so busy working full-time jobs, raising kids that they don't have time for pretty much anything else for that.

And when they see Zillion, they're like, okay, this helps me because now I don't have to do all the research all the time. You guys do all this for me. And I'm able to spend five to 10 minutes a week And Zillion will, A, tell me whether I'm on a sustainable path to financial independence or not. B, if I'm not, Zillion will tell me, hey, we have too much cash here. Invest that into stocks.

And when they see Zillion, they're like, okay, this helps me because now I don't have to do all the research all the time. You guys do all this for me. And I'm able to spend five to 10 minutes a week And Zillion will, A, tell me whether I'm on a sustainable path to financial independence or not. B, if I'm not, Zillion will tell me, hey, we have too much cash here. Invest that into stocks.

What kind of stocks? Here are the stocks you can invest in. also you have a 401k account that is actually you're paying too much fee there change that and optimize it in such a way we actually show step by step so a typical customer will get a lot of value because they're pressed for time This is the money thing is it's always like item number five or six or seven on their list.

What kind of stocks? Here are the stocks you can invest in. also you have a 401k account that is actually you're paying too much fee there change that and optimize it in such a way we actually show step by step so a typical customer will get a lot of value because they're pressed for time This is the money thing is it's always like item number five or six or seven on their list.

But their number one is don't get fired in this economy. So keep working, keep putting in long hours. Number two is make sure kids are raised properly and the groceries are done. And other things, meet with certain people so you're not a social zombie. So by the time you come to, okay, I also need to look at all my finances and see what I need to do. It's always number five, number six.

But their number one is don't get fired in this economy. So keep working, keep putting in long hours. Number two is make sure kids are raised properly and the groceries are done. And other things, meet with certain people so you're not a social zombie. So by the time you come to, okay, I also need to look at all my finances and see what I need to do. It's always number five, number six.

Maybe during tax time, it bumps to number two or number three, or we have to file taxes. But planning for financial independence is, and I would encourage you to talk to some young parents and to just to validate this.

Maybe during tax time, it bumps to number two or number three, or we have to file taxes. But planning for financial independence is, and I would encourage you to talk to some young parents and to just to validate this.

on how much do they actually are able to think about these things and that's where we believe our opportunity young families and also i would say some of the gen z especially who are not yet married and have kids but they're like okay i am finally making some money and i'm able to pay off my student loan or i should i pay off my student loan or should i invest this money and pay

on how much do they actually are able to think about these things and that's where we believe our opportunity young families and also i would say some of the gen z especially who are not yet married and have kids but they're like okay i am finally making some money and i'm able to pay off my student loan or i should i pay off my student loan or should i invest this money and pay

the minimum in student loans. We have tools for those people as well, and they are also a big part of our audience. They're like, hey, should I buy a house with this cash I have, or should I invest somewhere else?

the minimum in student loans. We have tools for those people as well, and they are also a big part of our audience. They're like, hey, should I buy a house with this cash I have, or should I invest somewhere else?