Gagan Sandhu

So we actually made the thinking part super easy and we took the assumptions out. Also, how will inflation impact my financial independence? Like I can say, oh, I need a million dollars to retire because that's the number thrown around. Or these days, it's I think 2.2 million. That's the number that's thrown around. But hey, if I'm going to live for another 40 years, is it going to be enough?

So we actually made the thinking part super easy and we took the assumptions out. Also, how will inflation impact my financial independence? Like I can say, oh, I need a million dollars to retire because that's the number thrown around. Or these days, it's I think 2.2 million. That's the number that's thrown around. But hey, if I'm going to live for another 40 years, is it going to be enough?

How will inflation impact that? you can actually adjust for that. So the overall thing we have done is what I realized is some people are very good at this math, but a lot of people are not. And what we did is we made the math so easy and so visual and so easy to understand and grab and actually play with that now financial independence should seem like a tangible thing.

How will inflation impact that? you can actually adjust for that. So the overall thing we have done is what I realized is some people are very good at this math, but a lot of people are not. And what we did is we made the math so easy and so visual and so easy to understand and grab and actually play with that now financial independence should seem like a tangible thing.

So much so that a customer of ours, I was meeting with them and it was in a social setting and I was explaining what we do and I was talking to somebody asked a question, hey, Gagan, how do I know how much money I need? I'm like, we built a calculator. Exactly. We built a product just for this. And a customer of ours, he was also in that. He was also right next to me.

So much so that a customer of ours, I was meeting with them and it was in a social setting and I was explaining what we do and I was talking to somebody asked a question, hey, Gagan, how do I know how much money I need? I'm like, we built a calculator. Exactly. We built a product just for this. And a customer of ours, he was also in that. He was also right next to me.

Oh, is that the number I see on the top right corner? I'm like, yeah. So the idea, the thing is that we made it this whole complex thing. And we simplified it and we made it visually so appealing and so easy to use that people are able to now see what financial independence would mean for them and whether and when they are likely to reach that.

Oh, is that the number I see on the top right corner? I'm like, yeah. So the idea, the thing is that we made it this whole complex thing. And we simplified it and we made it visually so appealing and so easy to use that people are able to now see what financial independence would mean for them and whether and when they are likely to reach that.

And also once they reach, are they at the risk of running out of money or not? If somebody decides I want to send two kids to college and retire at 42, and I want to travel the world, and I'm going to have no income, This product will show them if they're likely to run out of money, maybe by the age of 65 or 70, or they're not going to run out of money and they can comfortably even retire.

And also once they reach, are they at the risk of running out of money or not? If somebody decides I want to send two kids to college and retire at 42, and I want to travel the world, and I'm going to have no income, This product will show them if they're likely to run out of money, maybe by the age of 65 or 70, or they're not going to run out of money and they can comfortably even retire.

For them, financial independence might mean retire. For some, it might mean they go from full-time to part-time, or it might mean they, rather than just working for money, they can now pursue a passion. where they will have a lower income. Let's say some people want to, one of my coworkers at Square, he quit his corporate job and became a teacher.

For them, financial independence might mean retire. For some, it might mean they go from full-time to part-time, or it might mean they, rather than just working for money, they can now pursue a passion. where they will have a lower income. Let's say some people want to, one of my coworkers at Square, he quit his corporate job and became a teacher.

Now, following that passion, I'm sure he took a huge pay cut, maybe 60, 70, even 80% pay cut. But my guess is that this person is really good at doing the math and they can say, yeah, I can do this.

Now, following that passion, I'm sure he took a huge pay cut, maybe 60, 70, even 80% pay cut. But my guess is that this person is really good at doing the math and they can say, yeah, I can do this.

One of our customers, they both work and one of them decided after using Zillion, they're like, hey, listen, one of us is going to quit and focus on family and just take some time off because we know our financial independence is not at stake. Our tools help people do that.

One of our customers, they both work and one of them decided after using Zillion, they're like, hey, listen, one of us is going to quit and focus on family and just take some time off because we know our financial independence is not at stake. Our tools help people do that.

I think we are talking about the same thing. Maybe we are talking about the two different sides of the same coin. What you are saying is living in present. One fact I think we both have to agree on. In the modern world, the concept of money and wealth is enmeshed with our daily lives. We just can't separate, right? How we live our lives is influenced by money.

I think we are talking about the same thing. Maybe we are talking about the two different sides of the same coin. What you are saying is living in present. One fact I think we both have to agree on. In the modern world, the concept of money and wealth is enmeshed with our daily lives. We just can't separate, right? How we live our lives is influenced by money.

Whether we like it or not, but that's how the world is structured today. To your point, living in the present, I agree with you 100%. Knowing about independence does is it helps you define that present. And it helps you be very conscious about that. So one example that I gave you was my coworker who left a very comfortable corporate job to become a teacher.

Whether we like it or not, but that's how the world is structured today. To your point, living in the present, I agree with you 100%. Knowing about independence does is it helps you define that present. And it helps you be very conscious about that. So one example that I gave you was my coworker who left a very comfortable corporate job to become a teacher.