Gagan Sandhu

Another couple that I mentioned, for them, living in the present is that their kids are young and they actually, until now, they were thinking they need to keep earning a lot of money because they just need to have a lot of money because they have two kids and they live in a very expensive area here in Silicon Valley and they just can't keep up. And knowing, for them, financial independence was...

Another couple that I mentioned, for them, living in the present is that their kids are young and they actually, until now, they were thinking they need to keep earning a lot of money because they just need to have a lot of money because they have two kids and they live in a very expensive area here in Silicon Valley and they just can't keep up. And knowing, for them, financial independence was...

something they couldn't wrap their heads around because of the way their thought processes worked. But by knowing what was needed, they were able to sift the signal from the noise and they were like, oh, okay, we can actually spend more time

something they couldn't wrap their heads around because of the way their thought processes worked. But by knowing what was needed, they were able to sift the signal from the noise and they were like, oh, okay, we can actually spend more time

raising our kids and building the family and building the foundations of the family and not just keep earning more because we have reached a point where financial independence is within reach. So my point is, even if you want to live in the present,

raising our kids and building the family and building the foundations of the family and not just keep earning more because we have reached a point where financial independence is within reach. So my point is, even if you want to live in the present,

I think being aware of the pitfalls and also the possible rewards of financial independence, I think knowing those two is of extreme utility, is of extreme usefulness. So let me finish your thought, what you started on the financial independence part. I would say, yes, we provide assurance, but more than that, We also actually infuse knowledge in the product that is otherwise not very well known.

I think being aware of the pitfalls and also the possible rewards of financial independence, I think knowing those two is of extreme utility, is of extreme usefulness. So let me finish your thought, what you started on the financial independence part. I would say, yes, we provide assurance, but more than that, We also actually infuse knowledge in the product that is otherwise not very well known.

For instance, a lot of people are like, hey, I have three or four properties, so that should do it. What we provide is, and people generally, it's not, as I said, like people... Most people don't know S&P 500 long-term returns, believe it or not. Even though to us, it's always at the tip of our tongue and it's always at our fingertips. We know it.

For instance, a lot of people are like, hey, I have three or four properties, so that should do it. What we provide is, and people generally, it's not, as I said, like people... Most people don't know S&P 500 long-term returns, believe it or not. Even though to us, it's always at the tip of our tongue and it's always at our fingertips. We know it.

And people don't know what the returns are for real estate in the long term. I'm talking about American markets. Asian markets are different, but American markets. So we bake the data. We also bake hard data. If somebody has

And people don't know what the returns are for real estate in the long term. I'm talking about American markets. Asian markets are different, but American markets. So we bake the data. We also bake hard data. If somebody has

XYZ amount of funds in their 401 , which is the retirement account in the US, and they have some stocks in their brokerage account, and they have some real estate, and they have some treasury bonds, and they have some cash. We are able to put all that together and say, We know real estate grows about 3% to 3.5% per year. Based on what you have, here's where you can expect this thing to grow.

XYZ amount of funds in their 401 , which is the retirement account in the US, and they have some stocks in their brokerage account, and they have some real estate, and they have some treasury bonds, and they have some cash. We are able to put all that together and say, We know real estate grows about 3% to 3.5% per year. Based on what you have, here's where you can expect this thing to grow.

You have some cash that's not going to grow. It's actually going to lose value. You have some bonds. You have some of this thing. So we are able to build that model. So there is the math there, even though I said it's easy for people like you and me. But for most people, it becomes very complicated very quickly. And that's where we come in and we help.

You have some cash that's not going to grow. It's actually going to lose value. You have some bonds. You have some of this thing. So we are able to build that model. So there is the math there, even though I said it's easy for people like you and me. But for most people, it becomes very complicated very quickly. And that's where we come in and we help.

Who's our ideal customer? Our ideal customer is someone who is earning a decent amount of money. We say $100,000 or more per household. Typically a young family and also quite often an immigrant family. And they are so busy working full-time jobs, raising kids that they don't have time for pretty much anything else for that.

Who's our ideal customer? Our ideal customer is someone who is earning a decent amount of money. We say $100,000 or more per household. Typically a young family and also quite often an immigrant family. And they are so busy working full-time jobs, raising kids that they don't have time for pretty much anything else for that.

And when they see Zillion, they're like, okay, this helps me because now I don't have to do all the research all the time. You guys do all this for me. And I'm able to spend five to 10 minutes a week And Zillion will, A, tell me whether I'm on a sustainable path to financial independence or not. B, if I'm not, Zillion will tell me, hey, we have too much cash here. Invest that into stocks.

And when they see Zillion, they're like, okay, this helps me because now I don't have to do all the research all the time. You guys do all this for me. And I'm able to spend five to 10 minutes a week And Zillion will, A, tell me whether I'm on a sustainable path to financial independence or not. B, if I'm not, Zillion will tell me, hey, we have too much cash here. Invest that into stocks.