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Ganesh Sitaraman

๐Ÿ‘ค Person
171 total appearances

Appearances Over Time

Podcast Appearances

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

And you can buy a thousand extra points for whatever, however much money. In a lot of cases, the estimated value of those points is a lot less than what they're charging you for them. They might be charging you three cents a point when the estimated value is one cents a point. I mean, that's the equivalent of saying, how about you give me $30 and I'll give you $10. No one would make that deal.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

So I think there's a lot of things like that that could be addressed in this area to make things fairer for consumers.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

So I think there's a lot of things like that that could be addressed in this area to make things fairer for consumers.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

So I think there's a lot of things like that that could be addressed in this area to make things fairer for consumers.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

I think the really key things are being careful up front. Do you really want to sign up for that credit card, which may have a huge fee every year associated with it? when it's uncertain if you're going to reach status or see how many points you're really going to get out of it and what the benefits are going to be.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

I think the really key things are being careful up front. Do you really want to sign up for that credit card, which may have a huge fee every year associated with it? when it's uncertain if you're going to reach status or see how many points you're really going to get out of it and what the benefits are going to be.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

I think the really key things are being careful up front. Do you really want to sign up for that credit card, which may have a huge fee every year associated with it? when it's uncertain if you're going to reach status or see how many points you're really going to get out of it and what the benefits are going to be.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

So being careful about that up front, because there's a downside also to canceling credit cards. And, you know, these things impact your credit score. So being careful about that in your own personal circumstances, I think is an important thing. A second thing that people often give advice on is using points when you have them in order to prevent really them being devalued over a period of time.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

So being careful about that up front, because there's a downside also to canceling credit cards. And, you know, these things impact your credit score. So being careful about that in your own personal circumstances, I think is an important thing. A second thing that people often give advice on is using points when you have them in order to prevent really them being devalued over a period of time.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

So being careful about that up front, because there's a downside also to canceling credit cards. And, you know, these things impact your credit score. So being careful about that in your own personal circumstances, I think is an important thing. A second thing that people often give advice on is using points when you have them in order to prevent really them being devalued over a period of time.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

The third thing that I would say, though, is looking more broadly than just these particular systems, which is talking to your elected officials about making the system better. Because the reality is this is just a set of policy choices that we can make. We can decide to say it's actually unfair to do this and you have to make this transparent.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

The third thing that I would say, though, is looking more broadly than just these particular systems, which is talking to your elected officials about making the system better. Because the reality is this is just a set of policy choices that we can make. We can decide to say it's actually unfair to do this and you have to make this transparent.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

The third thing that I would say, though, is looking more broadly than just these particular systems, which is talking to your elected officials about making the system better. Because the reality is this is just a set of policy choices that we can make. We can decide to say it's actually unfair to do this and you have to make this transparent.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

Well, I think what's really interesting about the Department of Transportation's investigation is how it started. There was actually bipartisan interest in the Senate on this. There was a letter from Senator Richard Durbin from Illinois, who's a Democrat, and Senator Roger Marshall from Kansas, who's Republican.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

Well, I think what's really interesting about the Department of Transportation's investigation is how it started. There was actually bipartisan interest in the Senate on this. There was a letter from Senator Richard Durbin from Illinois, who's a Democrat, and Senator Roger Marshall from Kansas, who's Republican.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

Well, I think what's really interesting about the Department of Transportation's investigation is how it started. There was actually bipartisan interest in the Senate on this. There was a letter from Senator Richard Durbin from Illinois, who's a Democrat, and Senator Roger Marshall from Kansas, who's Republican.

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

And the two of them got together and wrote this letter to the Transportation Department asking, why do we have all these problems in the airline credit card systems? And I think what the real question is, is going to be on the government side, how does the new administration, the current administration, move forward with this? Do they move forward with these investigations? And where does it go?

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

And the two of them got together and wrote this letter to the Transportation Department asking, why do we have all these problems in the airline credit card systems? And I think what the real question is, is going to be on the government side, how does the new administration, the current administration, move forward with this? Do they move forward with these investigations? And where does it go?

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

And the two of them got together and wrote this letter to the Transportation Department asking, why do we have all these problems in the airline credit card systems? And I think what the real question is, is going to be on the government side, how does the new administration, the current administration, move forward with this? Do they move forward with these investigations? And where does it go?

Smart Travel: Upgrade Your Getaways
The New Rules of Travel Rewards: Spend More or Lose Out

And I think on the airline side, whether or not the current administration goes forward with this, Do the airlines recognize that there's enough interest in the public and from members of Congress on both sides of the aisle that they need to preemptively take some steps to try to make the system a little fairer?