Geoffrey Sanzenbacher

But when they do, I think this system really disadvantages them by making it very easy for them to lose track of their money.

And to some extent, since we're all younger workers at some point, since we're all at some point probably lower income than we end up being, it disadvantages all of us at least a little bit, I think.

I mean, definitely.

The thing that frustrates me is the idea that like these accounts don't obey like a basic rule, which is they don't go with you.

Like when I get paid by Boston College, they put money in my checking account.

And if I switch my jobs, that would not change.

The next employer would do that too.

And that's very easy.

So it's very easy for me to keep track of my checking account.

Why this wouldn't be that easy is completely insane to me, actually.

Were you automatically enrolled?

Did you actually contribute?

Okay, no.

And the one you probably have like $2,000 or $3,000.

And then if it was invested recently, it might be like maybe $6,000 or $7,000 than the one that was just for the year.

The other one you said was, you know, a little longer.

I was there for three years, yeah.

So there, let's say $6,000.

But that was more recent.

Maybe they matched something with them.