Glen James

And we've got, you've got grandchildren.

Do you want to do some proactive planning now, whether we set up another investment company or trust is pretty much out the window now if all this stuff gets put to bed, but do we want to start the transition with the estate planning and moving stuff into, I don't know.

That's what I'm just, I'm not saying, mum, give me $5 million now.

They don't need the money.

And particularly, I will clarify again, mum does not have to give one cent to anyone.

No.

Now or when she dies.

But she's made it clear that it will likely be split evenly.

But yeah, in answer to old mate's question, let's just live a bit.

Yeah.

Actually, question.

When...

I think it's best practice, particularly if you are in mid-40s.

Like you're still not statistically at the height of your earning capacity for your career.

I reckon that's in your 50s.

I'm probably – like the house has paid off.

If it was a three grand a month mortgage –

I'm still paying that mortgage into my super or invest.

Just to keep that real world accommodation costs there so it just doesn't slip over into spending.

Anyway, that's what I would do.