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Graham Stephan

👤 Speaker
3841 total appearances
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Appearances Over Time

Podcast Appearances

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

But it also told you, if you look at it, it told you a timeline to recover.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

It's just not fast.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

In 1978, we did 4 million, 3.9 something.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

By 1982, we did sub 2 million.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

That's a 50% crash, guys.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

We did not get back to 3.9 million until 1996.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

I'll say that again.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

From 1978 to 1996, it took to recover to do the same level of transactions.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

We must have had 15 million more people in the country.

575 View full episode →
The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

We must have had 5 million more housing units.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

But it's just not a quick recovery.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Why?

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Because wages.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

This is all about wages.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Wages grow four, four and a half percent a year.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

It's going to take eight to 10 years for that to bring back some normalcy.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Transactions matter because we are an economy.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Real estate, the collective unit, is about 12 to 13% of the economy.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Painting, Lowe's, Home Depot, just all the things that go into real estate.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

If you are at 50% of production, you have 12% of the economy being pulled back.