Graham Stephan

But that's that's where we're comfortable is that right around the 50 percent number.

But again, we were not there for a decade.

I took every penny out of real estate the first 10 years.

I did cash out refis, 1031 exchanges, all that stuff, because, again, I was about growing the base.

So you just have to decide what kind of investor you want to be.

Are you growing the base and just keep rolling the equity up?

Or at some point, do you want to get more conservative?

So where are you in your journey is the answer.

I'll answer that in two different ways, because being a landlord for a single family home is very different than apartment buildings.

So we'll split that up.

So being for a single family home.

Uh, it's probably dealing with late payments.

Cause again, that's cause again, in a single family home, the tenant does all the maintenance or at least most of the maintenance, you know, they're supposed to do the yard and water and all of that.

Um, so again, it's dealing with tenants who are telling stories or lies.

So collecting rent, uh, and then multifamily.

God, so it's, so I was not ready for this.

It's, it's like you're a counselor.

He's parked in my spot.

His music's too loud.

The radio's this, the baby's crying.