Graham Stephan

And I'm going to keep saying the same thing.

You guys heard me talk about box.

I've been saying the same thing.

So the fact that Dave Ramsey, after 40 some odd years, is saying the same thing and still impacting lives,

I love that.

I love that.

That was the most impactful speech I'd ever seen.

Again, you can never judge a man to each his own.

I would certainly take that money, throw it in a T-bill, and enjoy the money, and then pay it off.

It's brain-dead simple to me.

But again, if you're anti-debt and you don't want it, I get it.

I completely agree with that.

Again, it's really funny.

I've seen a lot of people quote unquote win the game and they make one more play and it blows up.

I knew a guy back in the GFC who was worth 10 million bucks and he didn't take one 50K loss on a custom home and his entire empire broke.

What do you mean by that?

So he's trying to sell a house.

He was selling big at the time, two and $3 million homes in the Bay Area.

Now they're probably seven or 8 million.

But he was into this house and the buyer wanted to get a 50K credit for something.