Grant Harvey

But then there's the alternate take to that, which was Max Levchin, who basically said, hey, we believe that over time, AI will make people make better decisions because it basically looks at all the options and it's able to parse out and pick, you know, like, let's say our credit card or our... They do...

What's it called?

Buy now, pay later.

So basically, it's like point of sale loans.

We think point of sale loans are actually better for the consumer than credit cards.

So over time, the AIs will point you to the thing that's actually better for you.

So there's this dichotomy, which is basically, is AI going to make everything worse with slop on slot?

Or is it going to make us actually choose, like you said, Mark, the best option?

I don't know if you guys can both share your thoughts on that, but I wanted to point that out.

Yes.

You remember that one, Corey?

So there was like two paragraphs that were next to each other and it took it as like one word, even though they're part of two completely separate paragraphs.

And then it like spread everywhere, right, Mark?

We definitely talked about that in the newsletter.

We covered it in the episode.

But yeah, it's like 20% slower or something like that.

Pre-reasoning.

I mean, with all its faults, it's still pretty bad.

Yeah.

Yeah.