Greg Smith

And yeah, there's plenty of calculators out there.

Again, we're talking about assumptions earlier.

It can make a vast difference to your end outcome.

You look at growth rates, contributions, all that sort of things with assumptions.

Your point about AI, I meant to get to that as well.

Let's do it.

Let's do that.

There's not much in the budget on this.

No, I don't think it was mentioned, was it?

I'm not sure.

I suppose, thinking about this, it is a bit of a political football, as you point out.

A heck of a lot of uncertainty.

Kids going to university these days, what do they study?

What's it going to be like for them in five, ten years' time?

What's the environment going to look like?

Elon Musk, he tells us that no one's going to actually have a proper job.

We're all going to have robots in the house doing everything and it's going to be a universal wage.

So do we get to that sort of utopian scenario?

But there's a lot of uncertainty out there.

And then there's other talk about, you know, is the balance going to switch back from...