Greg Smith

And even in areas like tech, which you think would be right at the forefront, it's still just a mere sort of tiny bit of what it's actually capable of.

I actually don't agree with Elon Musk's view at all.

I think it's just going to change the way we operate.

A lot of us are using it a lot more than we did maybe two or three years ago.

And I think it does make you more productive.

And that's something to sort of harness.

But I don't think it's going to – again, it probably sounds like a bit of a cliche, the one about –

Yeah, AI won't replace people, but it will replace people without AI type thing.

So you basically have to sort of get on board type of thing.

Sort of actually do go along with that.

We've got to sort of adapt and change and be nimble and all that.

But yeah, it's not going to replace, particularly like, I think, yeah, the biggest thing, you talked about behavior earlier and the,

the value of relationships, you know, we're, you know, we're huge about that.

Um, there's no substitute for that, you know, so we could be sitting here to, I don't know, two robots having a podcast and probably wouldn't be as engaging for your, at all for your, um, for your viewers or your listeners and, you know, like getting advice again, you know, you look at the screen and reliance and yeah.

robo advice has actually been around for for decades you know so it's actually not new it's so there's always going to be that human uh element human angle uh human thought you know we're not um so yeah look it's going to be there's still that uncertainty there don't take away that in terms of you know it's coming out of union there and what's the workforce going to look like in 10 years time but yeah there's still going to be we're just going to be pivoting i think that's that's my view

Oh, that's right.

Increase awareness and ultimately make people better prepared for retirement and more financially secure than they were.

And for a long, long time in New Zealand, it's about owning that house, having that house, and that's your retirement sort of nest egg.

And you talked about before about the property market, what perhaps not the sure thing at once was, and who knows what's going to happen to rates over the next wee while, depending on the war.

So, yeah, absolutely.