Greg

But if you need to phone a friend, call Jack.

Okay.

Okay.

Okay.

Hey, Dave, how are you doing? Better than I deserve. What's up? So I've gotten myself into a situation where I have a couple hundred thousand in credit card debt and loans that I've let go delinquent. And my question is, do I let it? sit there and fall off my credit report. My research showed maybe it falls off in seven years or do I attack it?

Hey, Dave, how are you doing? Better than I deserve. What's up? So I've gotten myself into a situation where I have a couple hundred thousand in credit card debt and loans that I've let go delinquent. And my question is, do I let it? sit there and fall off my credit report. My research showed maybe it falls off in seven years or do I attack it?

Hey, Dave, how are you doing? Better than I deserve. What's up? So I've gotten myself into a situation where I have a couple hundred thousand in credit card debt and loans that I've let go delinquent. And my question is, do I let it? sit there and fall off my credit report. My research showed maybe it falls off in seven years or do I attack it?

And the reason I ask that is we're kind of attacking my wife's debt and my truck payment. And those debts are about a hundred thousand and we're using a snowball method starting that now to, to attack those debts. And I just cannot afford to pay these other debts. And part of my question may have been answered Saturday. What the flip did you buy for $200,000 on credit cards?

And the reason I ask that is we're kind of attacking my wife's debt and my truck payment. And those debts are about a hundred thousand and we're using a snowball method starting that now to, to attack those debts. And I just cannot afford to pay these other debts. And part of my question may have been answered Saturday. What the flip did you buy for $200,000 on credit cards?

And the reason I ask that is we're kind of attacking my wife's debt and my truck payment. And those debts are about a hundred thousand and we're using a snowball method starting that now to, to attack those debts. And I just cannot afford to pay these other debts. And part of my question may have been answered Saturday. What the flip did you buy for $200,000 on credit cards?

And my wife is 52. It's our second marriage.

And my wife is 52. It's our second marriage.

And my wife is 52. It's our second marriage.

She is a nurse. She brings home, takes home $7,500. And right now, unfortunately, I'm in between jobs laid off. And so I'm driving Uber and probably make four grand a month doing that.

She is a nurse. She brings home, takes home $7,500. And right now, unfortunately, I'm in between jobs laid off. And so I'm driving Uber and probably make four grand a month doing that.

She is a nurse. She brings home, takes home $7,500. And right now, unfortunately, I'm in between jobs laid off. And so I'm driving Uber and probably make four grand a month doing that.

On average, it fluctuated since we've been together the past five years. On average, it's $85,000. We bought a house in January of 2021. How the heck did you get a house? Well, I had great credit before all this. So I had outstanding credit my whole life. I had an 800 credit score and wasn't delinquent on anything. So I bought the house. When we got into the house, it was a new build.

On average, it fluctuated since we've been together the past five years. On average, it's $85,000. We bought a house in January of 2021. How the heck did you get a house? Well, I had great credit before all this. So I had outstanding credit my whole life. I had an 800 credit score and wasn't delinquent on anything. So I bought the house. When we got into the house, it was a new build.

On average, it fluctuated since we've been together the past five years. On average, it's $85,000. We bought a house in January of 2021. How the heck did you get a house? Well, I had great credit before all this. So I had outstanding credit my whole life. I had an 800 credit score and wasn't delinquent on anything. So I bought the house. When we got into the house, it was a new build.

The payment was around 3K. And then we got hit with the fact that the first year it was assessed on land value, so it shot up. And then we got... The county appraisal went up the first year before we were protected by Homestead, 60%. We appealed it, and like all our neighbors and in-laws, so the house payment shot up from $3,000 to about $4,200.