Hannah Koumakis

Where does that money go?

I think the best way to do this is to actually put it straight towards investments.

So that goes towards shares or gold or my mortgage as well.

I love that.

This is important for a lot of people to also make sure that they understand is that if it gets to a point where you've hit your max, you're sitting there, you're at the petrol station, you're like, I actually have no money in my life.

oh what do you do okay what do you do you're not going to just walk home and push your car home like you're not going to do that okay because life is about living but it's also about being living within your means so what you're going to do is you're going to look at your accounts and go okay where can i take some money from you're not going to take it from your savings you're not going to take it from anywhere else you could some people say to me well this is where your emergency account could come in and i go actually that is literally for an emergency you should be touching your entertainment maybe your other account my other account comes to the

And one thing that I want to touch on before we move on from this is that you may be sitting here going, okay, amazing.

I've split off all my money into the different accounts, but how can I get cards for every single account?

You stand there, she goes, $21, please.

You have your banking app ready.

You have your money ready to go.

You've got it on the transfer setting on your app.

And that's when you go transfer from the food to your AirPods, $21.

Next, done, and then you pay.

Little bit annoying.

Definitely takes like five seconds and the checkout lady's doing you going like, what?

This is really important.

Don't have just zero dollars in your Airpods account.

You need to have a bit of a buffer in case something happens.

Sometimes if I know there's a massive line of people and I'm not going to stand there and change and switch the money over, I'll pay for it.