Harvey Guillén

But within 18 months, he loses it all.

Every penny.

He does so poorly that the government revokes his trading privileges for the next 10 years.

But here's the thing.

Joe doesn't see the epic failure as an obstacle.

In his mind, it only poses a problem if people find out.

And he's not about to let that happen.

So when he moves back to LA, he doesn't tell people he was banned from trading.

He says he was forced out by bigger players in the game because he was too successful.

How successful?

Well, he says he turned their $500,000 into $14 million.

And apparently,

No one questions it.

Because when Joe moves back to LA, he moves in with Dean to a condo owned by Dean's father.

So clearly, the Carney's still think their money is safe and doing well.

Which may be hard to believe, but by all accounts, Joe is nothing if not charismatic, articulate, and convincing.

And this lie is just the beginning of him putting those qualities to use.

By the spring of 1983, Joe convinces Dean and Ben to become the first two members of a new social club.

He calls it the BBC, which I promise is not a reference to anything that you may have thought about and popped into your head, nope.

It apparently comes from a restaurant that he liked in Chicago, the Bombay Bicycle Club.