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Heather (Caller)

πŸ‘€ Speaker
100 total appearances
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Voice samples: 5
Confidence: High

Appearances Over Time

Podcast Appearances

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

And then the interest that's earning money on the brokerage account for interest for 15 years.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

And then whenever we have the rest of our mortgage or that 15 year period, then pull out the remaining balance of our mortgage to pay it off at that point.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

He said, because.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

With the interest, with our mortgage interest rate being so low and the interest rates we'd get on a brokerage account that he'd think we'd actually end up making out better and still being able to pay the mortgage off early.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

I was wondering what your guys' thoughts were on that.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

Um, Matt, well, it depends on how much money my kids continue to cost me.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

Hopefully over the years, we feel bad.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

More and more at it.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

And so I'm hoping for, you know, closer to 10 years.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

But currently with no math changing, I think 15 was realistic.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

Okay.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

Yeah, we stick to our plans and we are both very cautious with our money.

The Ramsey Show
Should I Keep Building My Credit Score? (Hour 1)

But we also don't understand the financial world.

The Ramsey Show
I’m Having an Ethical Dilemma About Student Loan Forgiveness (Hour 1)

Hi, Dave and Christina.

The Ramsey Show
I’m Having an Ethical Dilemma About Student Loan Forgiveness (Hour 1)

Thanks so much for taking my call today.

The Ramsey Show
I’m Having an Ethical Dilemma About Student Loan Forgiveness (Hour 1)

So, I...

The Ramsey Show
I’m Having an Ethical Dilemma About Student Loan Forgiveness (Hour 1)

Paid my, I had student loans starting from 2012 and I have been actively paying exactly as I should never went into deferment, um, paid all the way through the pandemic and then decided to make a lump sum to pay off, pay them completely off in January of 2021.

The Ramsey Show
I’m Having an Ethical Dilemma About Student Loan Forgiveness (Hour 1)

I recently found, um, but I recently found out that I would qualify for, um, that I very likely would qualify for the Biden student loan forgiveness.

The Ramsey Show
I’m Having an Ethical Dilemma About Student Loan Forgiveness (Hour 1)

and I'm wondering if there should be any moral dilemmas or misgivings about this, um, because I don't, you know, I don't need this money.

The Ramsey Show
I’m Having an Ethical Dilemma About Student Loan Forgiveness (Hour 1)

I'm on baby steps four or five and six.