Helene (Rick's wife)

And then we got serious. And in addition to just a regular mortgage payment, anything that we got extra, profit sharing, any extra money that came in, got funneled directly to extra principal payment. Wow.

Sometimes it feels like it, and sometimes it doesn't.

Sometimes it feels like it, and sometimes it doesn't.

Sometimes it feels like it, and sometimes it doesn't.

It's, yeah, it's incredible. The first month, so we paid it off exactly nine years to the day. I was shooting for that seven-year plan that we talk about. But then the market dip in 20 and 21 happened. And then we had to replace two vehicles in January of 23. And so then we had to rebuild the emergency fund. So it was a challenge. Life happened. That's right. So February was a big deal.

It's, yeah, it's incredible. The first month, so we paid it off exactly nine years to the day. I was shooting for that seven-year plan that we talk about. But then the market dip in 20 and 21 happened. And then we had to replace two vehicles in January of 23. And so then we had to rebuild the emergency fund. So it was a challenge. Life happened. That's right. So February was a big deal.

It's, yeah, it's incredible. The first month, so we paid it off exactly nine years to the day. I was shooting for that seven-year plan that we talk about. But then the market dip in 20 and 21 happened. And then we had to replace two vehicles in January of 23. And so then we had to rebuild the emergency fund. So it was a challenge. Life happened. That's right. So February was a big deal.

Celebrated 11 years here, paid off the house, and became net worth millionaires all at the same time.

Celebrated 11 years here, paid off the house, and became net worth millionaires all at the same time.

Celebrated 11 years here, paid off the house, and became net worth millionaires all at the same time.

That's good accountability over the years to keep you on the planet. I've discovered, yeah, and Helene has discovered that that helps us stick to the budget when I'm actually teaching the class. The months that we're not teaching the class, I tend to get a little sideways. A little lackadaisical. That's right. Not Helene, but you. Yeah, no, Helene's the one that tries to keep me back on there.

That's good accountability over the years to keep you on the planet. I've discovered, yeah, and Helene has discovered that that helps us stick to the budget when I'm actually teaching the class. The months that we're not teaching the class, I tend to get a little sideways. A little lackadaisical. That's right. Not Helene, but you. Yeah, no, Helene's the one that tries to keep me back on there.

That's good accountability over the years to keep you on the planet. I've discovered, yeah, and Helene has discovered that that helps us stick to the budget when I'm actually teaching the class. The months that we're not teaching the class, I tend to get a little sideways. A little lackadaisical. That's right. Not Helene, but you. Yeah, no, Helene's the one that tries to keep me back on there.

Right. I love it.

Right. I love it.

Right. I love it.

I think for us it was just the idea of, as we've talked about here, just not owing anybody anything and that the money that I'm earning now is all ours. So we took that first month's paycheck. paid off the balance of a cruise that we're doing in July. So we're trying to use that. But, yes, the international mission trip is a big part of that. I love it.

I think for us it was just the idea of, as we've talked about here, just not owing anybody anything and that the money that I'm earning now is all ours. So we took that first month's paycheck. paid off the balance of a cruise that we're doing in July. So we're trying to use that. But, yes, the international mission trip is a big part of that. I love it.

I think for us it was just the idea of, as we've talked about here, just not owing anybody anything and that the money that I'm earning now is all ours. So we took that first month's paycheck. paid off the balance of a cruise that we're doing in July. So we're trying to use that. But, yes, the international mission trip is a big part of that. I love it.

You're in your live like no one else era now. Exactly.