Herman Dolce

I'll give you a great example of this. I did a Zoom call with Temple University students during the pandemic. Temple called me. That's my alma mater. So I was very honored. They said, hey, can you talk to our freshmen about some financial literacy topics? I was like, great. So I got on the call, maybe 20 people on there.

I'll give you a great example of this. I did a Zoom call with Temple University students during the pandemic. Temple called me. That's my alma mater. So I was very honored. They said, hey, can you talk to our freshmen about some financial literacy topics? I was like, great. So I got on the call, maybe 20 people on there.

I'll give you a great example of this. I did a Zoom call with Temple University students during the pandemic. Temple called me. That's my alma mater. So I was very honored. They said, hey, can you talk to our freshmen about some financial literacy topics? I was like, great. So I got on the call, maybe 20 people on there.

And I was like, hey, who wants to be worth $250,000 by the time they graduate college? So you're telling a bunch of 18-year-olds that. And they're like, what are you talking about? That's not even possible. I'm just trying to get this teaching degree so I can make $50,000 in the school district of Philadelphia. Right? Right. Painful. So I was like, all right. So we talked about the credit thing.

And I was like, hey, who wants to be worth $250,000 by the time they graduate college? So you're telling a bunch of 18-year-olds that. And they're like, what are you talking about? That's not even possible. I'm just trying to get this teaching degree so I can make $50,000 in the school district of Philadelphia. Right? Right. Painful. So I was like, all right. So we talked about the credit thing.

And I was like, hey, who wants to be worth $250,000 by the time they graduate college? So you're telling a bunch of 18-year-olds that. And they're like, what are you talking about? That's not even possible. I'm just trying to get this teaching degree so I can make $50,000 in the school district of Philadelphia. Right? Right. Painful. So I was like, all right. So we talked about the credit thing.

Walked them through the whole credit thing. Opened up a bank account. Getting your first personal credit card. Walked them through all that. In two years, when that credit card is two years old, it'll probably have a $5,000 to $10,000 limit on there. And I want everybody to start their LLC. So I'm talking to freshmen right now. So now it's sophomore year, junior year, excuse me.

Walked them through the whole credit thing. Opened up a bank account. Getting your first personal credit card. Walked them through all that. In two years, when that credit card is two years old, it'll probably have a $5,000 to $10,000 limit on there. And I want everybody to start their LLC. So I'm talking to freshmen right now. So now it's sophomore year, junior year, excuse me.

Walked them through the whole credit thing. Opened up a bank account. Getting your first personal credit card. Walked them through all that. In two years, when that credit card is two years old, it'll probably have a $5,000 to $10,000 limit on there. And I want everybody to start their LLC. So I'm talking to freshmen right now. So now it's sophomore year, junior year, excuse me.

Your credit card is two years old. The limit is $10,000. You have a business that's two years old. Whether you were using it or not, I'm just glad you got that paper. Now you're able to go get business credit or business line of credit. And you're able to put a down payment on an investment property, right? Because you're over 18, you're able to sign for it, talk to a good realtor.

Your credit card is two years old. The limit is $10,000. You have a business that's two years old. Whether you were using it or not, I'm just glad you got that paper. Now you're able to go get business credit or business line of credit. And you're able to put a down payment on an investment property, right? Because you're over 18, you're able to sign for it, talk to a good realtor.

Your credit card is two years old. The limit is $10,000. You have a business that's two years old. Whether you were using it or not, I'm just glad you got that paper. Now you're able to go get business credit or business line of credit. And you're able to put a down payment on an investment property, right? Because you're over 18, you're able to sign for it, talk to a good realtor.

And now we're going to house hack. You can get up to a four unit property, right? Through a program called NACA. So I'm talking about this NACA program where they're able to get in it with low, low money down or zero money down for first time home buyers. So now you're in this property. The three other units are paying the rent for you, right? and you're living for free.

And now we're going to house hack. You can get up to a four unit property, right? Through a program called NACA. So I'm talking about this NACA program where they're able to get in it with low, low money down or zero money down for first time home buyers. So now you're in this property. The three other units are paying the rent for you, right? and you're living for free.

And now we're going to house hack. You can get up to a four unit property, right? Through a program called NACA. So I'm talking about this NACA program where they're able to get in it with low, low money down or zero money down for first time home buyers. So now you're in this property. The three other units are paying the rent for you, right? and you're living for free.

In another two years, you're able to take out the equity because there will be a little equity, a little $5,000, $10,000, and do another down payment on another property. So by the time you're a senior or you're a graduate student, you'll have eight doors paying you X amount of money. And at minimum, in the Philadelphia market at the time,

In another two years, you're able to take out the equity because there will be a little equity, a little $5,000, $10,000, and do another down payment on another property. So by the time you're a senior or you're a graduate student, you'll have eight doors paying you X amount of money. And at minimum, in the Philadelphia market at the time,

In another two years, you're able to take out the equity because there will be a little equity, a little $5,000, $10,000, and do another down payment on another property. So by the time you're a senior or you're a graduate student, you'll have eight doors paying you X amount of money. And at minimum, in the Philadelphia market at the time,

Um, those assets should be worth over $250,000 and your cash flowing at least 25 to $3,000. So after I gave him, it was a longer PowerPoint. I was like, after I do that, what do you think will happen to you by the time you graduate? Everyone was like, I probably won't work. And I was glad in that moment I brainwashed them. I was like, really, why wouldn't you work?

Um, those assets should be worth over $250,000 and your cash flowing at least 25 to $3,000. So after I gave him, it was a longer PowerPoint. I was like, after I do that, what do you think will happen to you by the time you graduate? Everyone was like, I probably won't work. And I was glad in that moment I brainwashed them. I was like, really, why wouldn't you work?