Holden Lewis

Sure, I'd like a little more bougie, but if I can keep what I have now or better, that would be great for me.

Yeah, that's kind of what I'm hoping for.

But it brings me back to the same thing as, you know, I've still got almost 20 years left.

So I don't really know what's going to happen in 20 years as far as things like inflation or the stock market or, you know, what cost of living is going to be or things like that.

I hope they are.

I have a little bit in the target retirement date funds, which I understand are the most diversified ones there.

I do have the S&P 500, like most people have, and I have a few other ETFs.

And yeah, that's pretty much it.

I like to think that having 500 different companies invested is a good diversified investment.

But I'm hoping you guys can tell me that.

The way it works at my companies, I feel I'm very fortunate.

My company puts in money, whether I do or not.

And right now I am putting in money, but they put in, it ends up being about $2,000 a month into my 401k.

So the calculation I did when I came up with my calculations based on them continuing to contribute, because even if I stop, they will continue to contribute.

But right now I'm maxing it out.

I'm putting the full amount that's allowed in a year.

And I'm doing Roth right now because I feel like I have so many taxable.

I'm very heavy on the taxable side.

So I'm trying to put a little more weight on the tax-free side.

Yeah, I'd like to ease off on my savings right now.