Jack Selby

Yeah.

But now it's like, oh, look at that douchebag in a Ferrari.

I can't believe that person.

Let's throw a rock at the Ferrari.

How important do you think it is, though, to really push yourself?

Like, it seems like you're at a very comfortable point, but do you think that it might be a benefit to kind of put yourself, you know, against the wall a little bit more and force yourself to keep going?

Well, I was thinking, because I do a lot of research on the value of a dollar today and what it's worth.

Sure.

And

I did this whole analysis with Grok that said that the ages between 42 to 45, the optimal ages to start shifting from saving to spending, given your life expectancy.

Bill Perkins, yeah.

Yeah, given your life expectancy and overall health.

And then starting in the mid-70s, your health significantly declines.

I've seen that, yeah.

So it's said that, you know, with compound interest, age 43 to 45, that's when you should shift from saving to spending.

Oh, no.

0.5%.

Okay, well, no, no.

2% is what I base what I could spend.

Oh, yeah.