Jack Selby

I think it really is location dependent on your house, Vegas.

I'm going to say probably one twenty five K a year minimum for a family of four.

The kids are this much of that.

They might be.

Some travel.

5% of that.

Other expenses, emergency.

I think that's the minimum.

I think it could be done for less, but I think that would be the amount that would be comfortable.

It was interesting that Chris Camillo was saying that when you raise kids in a nicer neighborhood, they cost significantly more just because if you don't keep up with what the other families are doing, the kids will feel excluded.

That's true.

Yeah.

And that you have to have your kids at the same level.

Otherwise, they're the odd ones.

I would agree with that.

So how much do you think someone would need to retire in their 40s to support a family of four?

I think a lot of it is that they plan for the downside because I've seen a lot of those posts.

I'm on Reddit fat fire like every single day.

And I see those where it's like, and they're almost 14 million liquid.

And what if they already have kids?