Jackson
Appearances
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Nine-year-old, sitting in northern Indiana.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I would say so.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
For John Deere stuff, we stopped at the historical site, went through all that stuff. It was closed, open for me. And then went to the pavilion, closed, open for me. That was cool.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
And then the John Deere, the tractor museum was closed and opened for me.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Probably at the historical site. I'm going to have to say the house and the blacksmith shop.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Well, I got to make like an S hook out of some steel.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
It was a replica of the building because the original one burnt down.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
And then the dig site was the other thing that I liked there.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
And then we went to the pavilion. My favorite thing there probably was the 110 garden tractor they had there.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, that or that 24 John Deere skid steer they had there.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I think you personally thought that I would be a good guest to have on the show. Yep, I did.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Becca. Yeah, yeah.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
We met at Louisville.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, that was fun. We were both on the stage.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
No, we just went around. We just went around all that line. It was long.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Grandpa, dad, mama, and then everybody else pretty much in my family that's involved in farming.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
She tries. She tries.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I think it is. I'm assuming so. But I like doing it. I mean, I'm not an iPad kid right here. I mean, when I'm driving a long way, that's what I am. You do have an iPad? Oh, yeah.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Probably YouTube watching people on YouTube, probably.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Let's say a lot of John Deere things. Owner's manuals, not really.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I was reading them the week before we came here.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Well, we got the barn. That's just going to get filled up. Then I'm going to need another barn and another and another.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Until I have to move out to my own place.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Two others. Two older sisters, 27 and 29. Okay.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
You know what? I really don't know. I really don't know.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I don't have one, really.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, sometimes.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Oh, yeah. Sometimes.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
There's a John Deere Titan Series Combine cab and then the Case cab that he put in.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yep, two of them with two TVs in front of it. Then he's got a PC and I think two PlayStations.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
One thing I have to ask, how many acres do you farm?
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Very good amount.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
No, I was born and raised in Indiana.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I can see why. I used to watch a show from out east, and then I have some accent from down south, kind of a mix. Okay, got you. All three.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
The John Deere booth.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Anything else, if I really missed it, that's okay. Because there's always going to be more.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
And there's always going to be another year.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
They have two that they used. The other one that they just parted out and they took the motor out to put it in a 4020.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I actually don't know.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Pretty much, pretty much.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Mine would probably be my Uncle Rob's 3020 Power Shift diesel narrow front.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
The only bad thing about the narrow front is when you put a loader on it, stability reasons.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, wide front track.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Never can. Never can have enough.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Mostly tractors, not really livestock, not that much.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I've been building the display for the Lafayette Farm Play Show. The big one's literally just a land of a mess, basically.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
The big table? Okay, the big table would be 6 foot by 12 foot.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yes. If I could, I would go bigger.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I think maybe every two or three inches would be probably an acre.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
In four months.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, it's February.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
It has to be able to fit in the back of our car, so it's four by three-seven.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yes, I would go bigger. If I could, I would go bigger.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Oh, she does that. She don't want me to get anything bigger.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Like, someday I want to have a feature farm. And I imagine that I have one now when I don't. But that's what it's probably going to be. It was looking all nice, but now it's just where I play with stuff now.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Farmhouse. There's a barn. It's already built. Like, it's... Pretty much done.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
It's been a while since I've been there, so I actually don't remember.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
She's shaking her head now.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Here you go, kids. You can light it up.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I like that idea, too.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, he does make me some stuff.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I haven't seen one work either.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, I just get the product.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I like that idea. That's a good idea. Very good idea.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
If there's something that we need to talk about, we're like playing ahead to film that. Most of the time, we just tap the button on the camera and away we go.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Probably the top of the mountain probably right now.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I really can't think of anywhere else to go.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
You have to be like 12 or 13 to get in there.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I'd have to say that Steiger 1066 I got from you.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I'm wanting to go over there.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Hold on. I did get something. A box with a toolbox inside of it and some stuff and goodies inside of it. But the box that was outside the toolbox had my face and name and making farming fun, Jackson Locks, just a Jackson thing on it.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Well, she'll have to tell you because I don't do any of that. She's my manager.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
She don't charge.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Mostly adults, I would say.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
It's been a while. It's been a little while.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Well, no, don't do that. Don't do that.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
That is the brand that makes that tea. Let's see, they make tea, root beer. Have you ever had Culver's root beer?
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
It's what that tastes like.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Same with sweet tea. It tastes like the Culver's sweet tea. And then they got like a strawberry dragon fruit and farmer's punch.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
That punch was pretty good, I would have to say. That punch was pretty good.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Hopefully having a farm. I guess that's where I see myself.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I didn't realize they would.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Now you've got 30. Yes.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yep, sometimes. She said something online like there's spurts where it goes vroom.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Or a ton. And then there's spots where it goes up.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
There's a lot of things I'd like to see. I haven't even been on the other side of the show. You've only been here. I really don't know.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yes, first time ever.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
You can ask them. I don't know.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, absolutely.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Is it TVPG? Yeah. Okay. The one last year was fine.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
No, it needs to be that the whole time.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
It's like I just, well, put it up and... Have you counted how many you have?
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I'm right there with numbers and hats.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Out of the hats now.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Probably this one. I like your hat, too, and that one.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
The shirt matches it, too. I know. These are fancy, bright shirts.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Pretty much, I think.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
If there's something that we need to talk about, we'll plan ahead to film that. Most of the time, we just tap the button on the camera and away we go.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah, I got those sent. He's got his pair on.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I think that's ours.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I'd have to look at the video to know, which I really don't. There's so many, I don't know how many I have.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Asking questions, yeah.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Favorite would be math.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Chicken strips.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Honey mustard. Honey mustard. Both. Honey mustard and ketchup. Both. Okay.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Pretty much, yeah.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I've got like an old Black & Decker plug-in push lawn.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I just do it because I want to do it.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Most of them I like doing besides laundry and dishes.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I've never actually seen one mow before.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
The 112 is basically my golf cart. I go down and get the mail, pull a wagon around, that kind of stuff. That's it. 430, I plow and mow with. 420, same mow, plow, chisel with.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Why don't you use the 1025?
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yeah. Electric push mower. Black and Decker.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I'm the opposite. I like to mow.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I've called a tractor pull. I have been to.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I'm going to be doing that one today. Really? Yeah, I have done some pedal pulls. I did it at Louisville County Fair, too.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
No, I haven't done anything over there.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I feel like I have to get a full pull. I feel like that's just the right thing to do. I have to get a full pull, I feel like.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
That's right. Definitely.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I'm going to have to say no.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yes. Definitely. Definitely.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Are you trying to brainwash me with Adco?
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
They have schooled me right. I don't want to get brainwashed.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
That's not a lot of money for a car.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
I would say so, yeah.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Square body Chevy.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
How big is your yard? Do you need all of them or no?
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Yes. Yes. I think it's cool.
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
Can I ask, ready to wrap up? Can I just ask?
Farm4Profit Podcast
F4F - Just a Jackson Thing and Tony Reed - Breaking the Internet
How about this? That's all she wrote.
REAL AF with Andy Frisella
869. Q&AF: Building Foundations Of Success, First 90 Days Of Business & How To Pivot
hello jackson what's up dude this is dj you're live on the real af show with andy what's up guys how are you good bro how are you i'm doing fantastic i appreciate you guys uh taking my question yeah so so what can we do for you brother so i uh i guess let me let me pull it up because to be completely honest you know i i don't remember what the fuck i submitted to you guys two weeks ago but uh
REAL AF with Andy Frisella
869. Q&AF: Building Foundations Of Success, First 90 Days Of Business & How To Pivot
Was there a point early on when the first taste of success, money recognition, or any of that stuff almost made you slow down? And if so, what snapped you out of it and made you double down instead?
REAL AF with Andy Frisella
869. Q&AF: Building Foundations Of Success, First 90 Days Of Business & How To Pivot
I got you. So, you know, I hear Ed talk about this all the time, too, in terms of, you know, falling back on it seems like, and correct me if I'm wrong, but it seems like you have a set of habits and rituals. that are important to you. He talks about that all the time and that same thing and that gives you something to fall back on in times of stress and maybe complacency.
REAL AF with Andy Frisella
869. Q&AF: Building Foundations Of Success, First 90 Days Of Business & How To Pivot
Is that kind of what you're saying there too?
REAL AF with Andy Frisella
869. Q&AF: Building Foundations Of Success, First 90 Days Of Business & How To Pivot
Absolutely. Yeah. And I appreciate everything you guys do. I'm, uh, I'm on day 29 of 75 hard right now. Definitely changed my life, done it every year for the past five years. And, uh,
REAL AF with Andy Frisella
869. Q&AF: Building Foundations Of Success, First 90 Days Of Business & How To Pivot
Absolutely. Yeah. Well, thank you guys so much. I appreciate you guys taking the question. It's awesome to get to talk to you and, you know, you guys have a great weekend.
REAL AF with Andy Frisella
869. Q&AF: Building Foundations Of Success, First 90 Days Of Business & How To Pivot
Absolutely. Yeah. Thank you. Awesome. Thanks, Andy. Thanks, TJ.
The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late
Hey guys, thanks for taking my call. I really appreciate it. Um, so I was wondering if I should get a consolidation loan for my father. Um, he's a, he has about 50,000 in debt. It's probably about 35,000 in credit cards, about 10,000 in a personal loan and probably 5,000 on a car. Um, He's making the minimum payments on all of his stuff, and he's just barely making it by.
The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late
Well, I'm kind of almost worrying about myself because he's getting older. He's about to turn 65, and I'm worried that when he gets to the point where he can't work anymore, he's going to just barely be able to cover his own payments, and I'm going to have to start paying for his...
The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late
Well, I mean, I'm a pretty new listener.
The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late
Yeah. I would say, yeah. He thinks I, I think he definitely respects my opinion. Okay.
The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late
I mean, that would definitely be tough, just him being an older guy. It is.
The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late
Yeah. Except for how much he would have to pay. At least that's what I think.
The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late
Well, yeah. So I have kind of talked to him about it, about all this stuff. And we've talked with each other about how we could try and figure it out. And, you know, he knows he needs to make a lifestyle change. He's definitely living above his means now.
The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late
So he's a real estate agent. He probably makes about $40,000 a year. And he took his Social Security early, which ended up backfiring a little bit because then after he took that, he made too much income to where now they're basically taking those Social Security payments back. They're not paying him.
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
Okay, so I just need some advice. My ex, I have a kid with my ex, and my kid is getting older, and big expenses are starting to come up, and I don't know how to tell my ex. We're pretty good co-parenting. We just talk about things a lot.
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
Um, but I think there's an expectation with money and I don't think I can meet their expectation with money. So I have, it's like a finance question and it's really morale. You know, like my kid needs braces or wants braces. It's not medically necessary and that's $6,000. She wants to split it with three grand a piece. I just don't have it.
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
Is that something I am just obligated to pay anyway and just figure it out? Or am I allowed to say no? And then there's a car that's being brought up right now and there's some big expenses coming up and she wants to split everything. And I don't know how I can really do that. Well, it's pretty common that people get sideways at this age.
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
It was really, really rocky in the early years. And we've worked on it really well. And I think that we're... I mean, at one point, we even had a couple of beers together. So I think we've gotten pretty okay. But I just... My kid is 15 going on 16 and she's getting so expensive now with bigger ticket items. It's not just clothes anymore.
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
So— We're kind of going down that path right now, and I think you're going to say no. I'm assuming you're going to say no.
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
Okay. Yes. Well, that's exactly kind of where she wants to go. It's not necessarily a loan. It's an IOU to her.
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
Yeah, that's right. Have you taken her out, your 16-year-old out?
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
I don't know. I've, I, I used to make a lot more money and I spoiled, you know, my kid a lot and her family just used to need just handed over money.
The Ramsey Show
Building Wealth Happens One Baby Step at a Time
Um, I was just a supervisor. I just worked a lot of hours and I didn't really have a good relationship with my kid, and I made about 90 grand, and now I work at the local lumber yard. I just order lumber, and I make about 40. I actually have a separate phone call I'm going to have to call you on, Ken, about a different job. Well, that's why I bring that up.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Yeah. I mean, for the most part, I don't really... I get my paychecks and I pay my bills with it and then I don't really look at my account all that much. I just kind of know there's always a good chunk of change in there. And it usually fluctuates between $15,000 and $25,000, just kind of up and down from there. But it's not really going ahead from there because I'm kind of just living.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
And I need to make some sort of a plan, I thought, because I'm making way too much money.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
I guess if I were to close my eyes and dream about it, it'd probably be, yeah, a house. and some sort of a business. I work as a mechanic, so some sort of a mobile mechanic truck. That's kind of the dream for me.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Hi there. Thanks for having me on today.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Well, you know, I'm a big fan of your guys' show, so I thought I'd give you a phone call. I've been making some pretty good money working up here. I work as a heavy-duty mechanic, and last year I made just shy of $200,000 a year. And I'm debt-free, but I don't have any sort of a financial plan.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
And I feel like I make too much money to not have some sort of a plan, and I don't want to feel like a fool who squanders a fortune.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Yeah, that's kind of why I'm trying to ask the question, because I set a pretty high standard for myself.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
So I've dug myself a hole, and I don't know what the right answer is. I probably do know what the right answer is, but I don't know how to get out of it. Okay. What happened? Well, to make a long story short, my wife and I got married two years ago after dating for about six years. We waited till all the kids were out of high school and we could combine households a little more easily.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
After a big wedding, we started trying to pay stuff off, but the minute we got home from the honeymoon and when business became, when it became the business of a relationship, the relationship changed and that's where the problem lies. So, and, and,
The Ramsey Show
Financial Peace Starts With Clear Boundaries
The process of paying stuff off, last July we decided, because we weren't making any progress on the credit cards, we made a really wise decision to take a 401k loan for $50,000 payable in two years to pay it off. But now the credit cards are coming back. So I've got a list if you want a list, but just not sure what to do with it.
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Financial Peace Starts With Clear Boundaries
How do I fix this and keep my marriage?
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Financial Peace Starts With Clear Boundaries
So to fund an early retirement, I have a woodworking business that I do on the side. It's taking up six to eight hours a night and every weekend. And in the last two years, we've lost about $10,000 a year. Okay.
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Financial Peace Starts With Clear Boundaries
Yeah, I'm normally in my shop until between 9 and 10 o'clock every night.
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Financial Peace Starts With Clear Boundaries
So three of those cards are funding the business. One of them goes away in a week because I made a big sale.
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Financial Peace Starts With Clear Boundaries
To be honest, we have, but then something always comes in.
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Financial Peace Starts With Clear Boundaries
a $4,000 collection item from Verizon from four years ago that we didn't know was coming, or a foreclosure for her and her ex-husband on a timeshare of all things that paid immediately because his credit doesn't need to be affected.
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Financial Peace Starts With Clear Boundaries
Um, well, she, she was obligated to pay it in a divorce. Oh, okay.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
So the, the, the, the stress of the bills is weighs heavy and we, we go out and we, we go out and we do, uh, we, we go to like a craft show on the weekend and we make a little bit of money and all of a sudden we're, we're all in and we're ready to go take this business into early retirement.
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Financial Peace Starts With Clear Boundaries
But by Tuesday when it rolls around and we're back out in the shop, it's, oh, holy cow, we've got to work again.
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Your Future Self Deserves Better Choices Today
Um, so I am 26 years old. I've been married for just about a year. Um, we bought our first starter home in end of February. Um, unfortunately we took about four, four and a half feet of water during the hurricane pretty much everything we own. Um, so, you know, we made five mortgage payments on this house pretty much still owe, you know, the full mortgage amount. Um,
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Your Future Self Deserves Better Choices Today
And now it's essentially worth nothing. And the insurance is giving us about half of what we've been quoted to put it back together. So trying to navigate, you know, my existing finances and all of this has been a challenge.
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Your Future Self Deserves Better Choices Today
It's certainly unlivable, but it can be repaired. It's not a total loss.
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Your Future Self Deserves Better Choices Today
No, they seriously lowballed us. We have good flood insurance, homeowners insurance. We're kind of working through the appeal process right now. Yeah, I think it's worth you.
The Ramsey Show
Your Future Self Deserves Better Choices Today
What's the quote? We have already spoken with one. Okay. But, you know, trying to prepare for the worst.
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Your Future Self Deserves Better Choices Today
Yeah. So insurance is giving us 60 and it's looking like it'll be about 135 to 140. Okay.
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Your Future Self Deserves Better Choices Today
A lot of people in the neighborhood are selling for land value or pulling $300 cash out and lifting their home to above sea level. So that's kind of the other aspect of this is we spend all this money and put it back together, and then it could happen again next year.
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Your Future Self Deserves Better Choices Today
No, it is completely uninhabitable. So where are you now? You know... Renting. So you're paying rent plus still making the mortgage payment.
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Your Future Self Deserves Better Choices Today
That is not part of the policy or any flood policy. So our only option there is FEMA. We're on like our third appeal with them. So obviously that's a very slow process.
The Ramsey Show
Your Future Self Deserves Better Choices Today
The mortgage is $39.50. Rent is about $9.50.
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The Curious Case of the Feather: Wednesday, April 23rd, 2025
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