Jacob Fenech

But if he had made gains in other things, like let's say he bought some shares or he bought something that made him money, he might be able to kind of balance those two things off, the loss with a gain or something like that.

And I think that's a really interesting one because, yeah, I mean, that's painful for Dilbert.

And it's also, to your point too, like

I think this is my bias as a long-term investor.

I think this is where long-term investors win is because you are an investor and not so much a trader.

So you don't have this constant friction of capital loss if you do tend to lose something.

So, okay, last one, Jacob.

So a lot of people getting involved in the sharing economy.

I know you do a lot of work with gig economy workers and people that maybe even have side hustles.

I know you do like BAS returns, like B-A-S, if you just know it, it's all caps.

You'll probably see that written around the place.

If you don't know what I'm talking about, you can find out more on the Atax website.

So I'm going to say Stacey is a hustler.

She's working two extra jobs or she worked two extra jobs during COVID.

She's 28 and she works as a hairdresser full-time.

So that's her full-time job.

She's on PAYG.

That's how most people think about it.

That means she gets her pay slip and it says how much super was deducted, etc.

She puts the money goes into her Australian ethical super fund and withholds that part of her tax for her super fund.